# Splitit Go vs Payemm

The clearest difference is update cadence: Payemm at every 2 weeks against Splitit Go's every 6 months. On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Splitit Go against 5.0 for Payemm. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

Splitit Go ships an update every 6 months, Payemm every 2 weeks. The most recent releases landed on September 15, 2026 and September 4, 2026 respectively.

## The numbers

| Metric | Splitit Go | Payemm |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/splitit-go/id6755229647/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/payemm/id6768655681/reviews) |
| Number of ratings | 1 | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 43 MB | 112 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Splitit USA Inc](https://appshunter.io/developer/1709460495) | [Payemm Limited](https://appshunter.io/developer/1690624747) |

## What reviewers say

### Splitit Go

[App page](https://appshunter.io/ios/app/splitit-go/id6755229647)

Manage installment payments with a mobile-first point-of-sale experience. This app offers speed, clarity, and control for merchants, simplifying complex installment management into an intuitive workflow for in-store or on-the-go use.

**Highlights:** Real-time installment control, Mobile-first point-of-sale, Intuitive workflow, In-store and on-the-go management, Speed and clarity

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Payemm

[App page](https://appshunter.io/ios/app/payemm/id6768655681)

Manage everyday spending, from groceries to online shopping, by splitting costs into four easy fortnightly payments. Earn rewards and cashback for making payments on time or early, building better financial habits.

**Highlights:** Split payments into 4 fortnightly installments, Manage groceries, top-ups, and online shopping, Earn rewards and cashback for timely payments, Unlock benefits and bigger opportunities, Transparent payment schedules and terms, Secure transactions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Splitit Go free?

Splitit Go is free to download, with no in-app purchases.

### Is Payemm free?

Payemm is free to download, with no in-app purchases.

### Which has better reviews, Splitit Go or Payemm?

Splitit Go and Payemm are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.

### Do Splitit Go or Payemm have ads?

Neither Splitit Go nor Payemm shows ads.

### Which is updated more often, Splitit Go or Payemm?

Splitit Go ships an update every 6 months, and Payemm every 2 weeks. Most recently, Splitit Go was updated on September 15, 2026 and Payemm on September 4, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*