# MXI vs PerasPay

The clearest difference is update cadence: PerasPay at every 8 days against MXI's every 4 weeks. On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for MXI against 5.0 for PerasPay. Both are backed by a comparable volume of ratings — 4 and 3 respectively.

MXI ships an update every 4 weeks, PerasPay every 8 days. The most recent releases landed on October 5, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | MXI | PerasPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (4 ratings)](https://appshunter.io/ios/app/mxi/id6755379177/reviews) | [5.0 (3 ratings)](https://appshunter.io/ios/app/peraspay/id6758877934/reviews) |
| Number of ratings | **4** | 3 |
| Positive reviews | 80.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Every 8 days** |
| Monetization | Free | Free |
| Size | 53 MB | 210 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Monerex](https://appshunter.io/developer/1853511380) | [Real X International USA INC](https://appshunter.io/developer/1875464700) |

## What reviewers say

### MXI

[App page](https://appshunter.io/ios/app/mxi/id6755379177)

Send and receive money globally with virtual USD bank accounts and stablecoin support. Facilitates instant peer-to-peer transfers, international payments, and business payouts. Offers virtual cards for secure worldwide spending.

**Highlights:** International money transfers, Virtual USD bank accounts, USDC stablecoin support, Peer-to-peer transfers, Virtual payment cards, Mass payouts for businesses

**Features:** macOS Compatibility

**In-app purchases:** none


### PerasPay

[App page](https://appshunter.io/ios/app/peraspay/id6758877934)

Securely manage your finances with this app. It offers fast account setup, balance tracking, and fund transfers. You can also manage payment settings and access in-app support.

**Highlights:** Fast onboarding with identity verification, View balances and transaction history, Transfer funds within supported flows, Manage cards and payment settings, Security controls and login verification, In-app notifications and support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MXI free?

MXI is free to download, with no in-app purchases.

### Is PerasPay free?

PerasPay is free to download, with no in-app purchases.

### Which has better reviews, MXI or PerasPay?

MXI and PerasPay are both rated 5.0 out of 5 on the App Store, from 4 and 3 ratings respectively.

### Do MXI or PerasPay have ads?

Neither MXI nor PerasPay shows ads.

### Which is updated more often, MXI or PerasPay?

MXI ships an update every 4 weeks, and PerasPay every 8 days. Most recently, MXI was updated on October 5, 2026 and PerasPay on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*