# MXI vs XBNK

The clearest difference is ads: MXI at none against XBNK's shown. MXI also leads on monetization model (free vs ad-supported) and ratings volume (4 vs 1). XBNK's advantage is review sentiment (100% vs 80%). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for MXI against 5.0 for XBNK. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews are what separate them: 80% of MXI's written reviews are positive against 100% of XBNK's.

MXI ships an update every 4 weeks, XBNK every 2 weeks. The most recent releases landed on June 3, 2026 and September 4, 2026 respectively.

## The numbers

| Metric | MXI | XBNK |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (4 ratings)](https://appshunter.io/ios/app/mxi/id6755379177/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/xbnk/id6760293685/reviews) |
| Number of ratings | **4** | 1 |
| Positive reviews | 80.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 4 weeks | **Every 2 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 53 MB | 58 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Monerex](https://appshunter.io/developer/1853511380) | [Xbnk Tech Limited](https://appshunter.io/developer/1883670722) |

## What reviewers say

### MXI

[App page](https://appshunter.io/ios/app/mxi/id6755379177)

Send and receive money globally with virtual USD bank accounts and stablecoin support. Facilitates instant peer-to-peer transfers, international payments, and business payouts. Offers virtual cards for secure worldwide spending.

**Highlights:** International money transfers, Virtual USD bank accounts, USDC stablecoin support, Peer-to-peer transfers, Virtual payment cards, Mass payouts for businesses

**Features:** macOS Compatibility

**In-app purchases:** none


### XBNK

[App page](https://appshunter.io/ios/app/xbnk/id6760293685)

Manage your digital assets with this comprehensive crypto wallet. Buy, sell, swap, and track your portfolio in real-time. Earn yield on your holdings and utilize secure transaction features.

**Highlights:** Portfolio tracking, Buy and sell crypto, Instant token swaps, Earn yield on assets, Transaction history, KYC verification, PIN and biometric security

**In-app purchases:** none


## Frequently asked questions

### Is MXI free?

MXI is free to download, with no in-app purchases.

### Is XBNK free?

XBNK is free to download, with no in-app purchases.

### Which has better reviews, MXI or XBNK?

MXI and XBNK are both rated 5.0 out of 5 on the App Store, from 4 and 1 ratings respectively.

### Do MXI or XBNK have ads?

XBNK shows ads; MXI does not.

### Which is updated more often, MXI or XBNK?

MXI ships an update every 4 weeks, and XBNK every 2 weeks. Most recently, MXI was updated on June 3, 2026 and XBNK on September 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*