# Tranzo vs Paykko

The clearest difference is in-app purchases: Paykko at none against Tranzo's 2. Paykko also leads on update cadence (weekly vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Tranzo sells 2 one-off in-app purchases. Paykko asks for nothing beyond the download.

Tranzo ships an update every 3 weeks, Paykko weekly. Both last shipped on October 25, 2026.

## The numbers

| Metric | Tranzo | Paykko |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.9 (7 ratings)](https://appshunter.io/ios/app/paykko/id6758107133/reviews)** |
| Number of ratings | — | **7** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | — | Free |
| Size | 38 MB | 88 MB |
| Requires iOS | 15.0 | 15 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Ahouo Franck Henock Koutouan](https://appshunter.io/developer/1853663638) | [Gara (apps)](https://appshunter.io/developer/1848598128) |

## What reviewers say

### Tranzo

[App page](https://appshunter.io/ios/app/tranzo/id6755402567)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 500 crédits | $0.99 | one-time |
| 1200 crédits | $1.99 | one-time |


### Paykko

[App page](https://appshunter.io/ios/app/paykko/id6758107133)

This app modernizes traditional savings circles by making them digital, secure, and accessible. Save individually at your own pace or join groups to amplify your impact. Automated payments and a credit score system reward your consistency.

**Highlights:** Individual and group savings, Automated mobile money payments, Credit score building, Cross-border tontines, Flexible savings cycles

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Tranzo free?

Tranzo is free to download, with in-app purchases available.

### Is Paykko free?

Paykko is free to download, with no in-app purchases.

### Do Tranzo or Paykko have ads?

Neither Tranzo nor Paykko shows ads.

### Which is updated more often, Tranzo or Paykko?

Tranzo ships an update every 3 weeks, and Paykko weekly. Most recently, Tranzo was updated on October 25, 2026 and Paykko on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*