# Track It vs SpendSmartAI

The clearest difference is iOS requirement: SpendSmartAI at 16.4 against Track It's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Track It sells 2 in-app purchases, starting at $0.99 per month and SpendSmartAI sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Track It ships an update every 10 days, SpendSmartAI every 9 days. The most recent releases landed on September 22, 2026 and September 15, 2026 respectively.

## The numbers

| Metric | Track It | SpendSmartAI |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 10 days | **Every 9 days** |
| Monetization | Freemium | — |
| Size | 13 MB | 46 MB |
| Requires iOS | 18.0 | **16.4** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Dhruv Pujara](https://appshunter.io/developer/1854031071) | [Heston Dsouza](https://appshunter.io/developer/1889164237) |

## What reviewers say

### Track It

[App page](https://appshunter.io/ios/app/track-it-expense-tracker/id6755456164)

Effortlessly manage your spending, track bills, and understand your finances with this intuitive expense tracker and budget planner. Gain control over your money through smart insights and simple logging.

**Highlights:** Fast expense tracking, Monthly budget monitoring, Recurring bill management, Spending insights and reports, Home screen widgets, Data export to CSV, App lock for privacy

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Track It Premium Monthly | $0.99 | per month |
| Track It Premium Yearly | $9.99 | per year |


### SpendSmartAI

[App page](https://appshunter.io/ios/app/spendsmartai-expense-tracker/id6778456244)

**Features:** Family Sharing

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendSmart AI Pro – Monthly | $2.99 | per month |
| SpendSmart AI Pro – Annual | $25.99 | per year |


## Frequently asked questions

### Is Track It free?

Track It is free to download, with in-app purchases available.

### Is SpendSmartAI free?

SpendSmartAI is free to download, with in-app purchases available.

### Do Track It or SpendSmartAI have ads?

Neither Track It nor SpendSmartAI shows ads.

### Which is updated more often, Track It or SpendSmartAI?

Track It ships an update every 10 days, and SpendSmartAI every 9 days. Most recently, Track It was updated on September 22, 2026 and SpendSmartAI on September 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*