# Smart Wallet vs Budget Planner and Tracker +

The clearest difference is in-app purchases: Smart Wallet at none against Budget Planner and Tracker +'s 5. Smart Wallet also leads on update cadence (every 10 days vs every 3 weeks). Budget Planner and Tracker +'s advantage is iOS requirement (13.0 vs 15.1). On price, ads and device support there is nothing between them.

Both are free to download. Budget Planner and Tracker + sells 5 in-app purchases, starting at $4.99 per 7 days. Smart Wallet asks for nothing beyond the download.

Smart Wallet ships an update every 10 days, Budget Planner and Tracker + every 3 weeks. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Smart Wallet | Budget Planner and Tracker + |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 3 weeks |
| Size | 19 MB | 39 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Smartbee MMC](https://appshunter.io/developer/1825606978) | [EXERCISE RX LLC](https://appshunter.io/developer/1850404326) |

## What reviewers say

### Smart Wallet

[App page](https://appshunter.io/ios/app/smart-wallet/id6755523161)

**Features:** macOS Compatibility

**In-app purchases:** none


### Budget Planner and Tracker +

[App page](https://appshunter.io/ios/app/budget-planner-and-tracker-plus/id6758390552)

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly | $4.99 | per 7 days |
| Weekly-Trial | $4.99 | per 7 days |
| Monthly | $12.99 | per month |
| Yearly | $39.99 | per year |
| Lifetime | $59.99 | one-time |


## Frequently asked questions

### Is Smart Wallet free?

Smart Wallet is free to download, with no in-app purchases.

### Is Budget Planner and Tracker + free?

Budget Planner and Tracker + is free to download, with in-app purchases available.

### Do Smart Wallet or Budget Planner and Tracker + have ads?

Neither Smart Wallet nor Budget Planner and Tracker + shows ads.

### Which is updated more often, Smart Wallet or Budget Planner and Tracker +?

Smart Wallet ships an update every 10 days, and Budget Planner and Tracker + every 3 weeks. Most recently, Smart Wallet was updated on October 30, 2026 and Budget Planner and Tracker + on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*