# LoanPrep vs Block Stack Budget

The clearest difference is in-app purchases: Block Stack Budget at none against LoanPrep's 2. LoanPrep's advantage is device support (3 vs 1) and iOS requirement (15 vs 17.0). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. LoanPrep sells 2 one-off in-app purchases. Block Stack Budget asks for nothing beyond the download.

LoanPrep ships an update every 10 days, Block Stack Budget weekly. The most recent releases landed on October 11, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | LoanPrep | Block Stack Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (6 ratings)](https://appshunter.io/ios/app/loanprep-eligibility-check/id6755533050/reviews)** | — |
| Number of ratings | **6** | — |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | Yes |
| Update frequency | Every 10 days | **Weekly** |
| Monetization | Ad-supported | Ad-supported |
| Size | 12 MB | 6 MB |
| Requires iOS | **15** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [淼 于](https://appshunter.io/developer/1801631763) | [Richard Hudon](https://appshunter.io/developer/6782050127) |

## What reviewers say

### LoanPrep

[App page](https://appshunter.io/ios/app/loanprep-eligibility-check/id6755533050)

This app helps U.S. borrowers prepare for loan applications by assessing readiness, organizing documents, and providing educational tips. It offers checklists, progress tracking, and a daily check-in system to build consistent habits. The tool is for informational purposes only and does not provide financial advice.

**Highlights:** 9-step loan readiness assessment, Customizable preparation checklists, Document collection progress tracking, Daily check-in system for habit building, Educational assessment reports, U.S. dollar amount display

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Single Assessment Report | $0.99 | one-time |
| 5-Report Package | $2.99 | one-time |


### Block Stack Budget

[App page](https://appshunter.io/ios/app/block-stack-budget/id6782050125)

Visualize your savings progress by building a virtual tower. Set personalized financial goals, add contributions to watch your structure grow, and track your progress with detailed logs. Manage multiple savings projects simultaneously, all offline.

**Highlights:** Visual savings goal tracking, Build multiple savings projects, Customizable goal icons and colors, Detailed contribution history, Offline functionality, Goal editing and deletion

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is LoanPrep free?

LoanPrep is free to download, with in-app purchases available.

### Is Block Stack Budget free?

Block Stack Budget is free to download, with no in-app purchases.

### Do LoanPrep or Block Stack Budget have ads?

Both LoanPrep and Block Stack Budget show ads.

### Which is updated more often, LoanPrep or Block Stack Budget?

LoanPrep ships an update every 10 days, and Block Stack Budget weekly. Most recently, LoanPrep was updated on October 11, 2026 and Block Stack Budget on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*