# TFinance vs XAFPAY

The clearest difference is ads: TFinance at none against XAFPAY's shown. XAFPAY's advantage is update cadence (monthly vs every 4 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TFinance ships an update every 4 months, XAFPAY monthly. The most recent releases landed on October 25, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | TFinance | XAFPAY |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 4 months | **Monthly** |
| Size | 64 MB | 11 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [SomBank Ltd](https://appshunter.io/developer/1517449838) | [XAFPAY LLC](https://appshunter.io/developer/1862105945) |

## What reviewers say

### TFinance

[App page](https://appshunter.io/ios/app/tfinance/id6755542084)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### XAFPAY

[App page](https://appshunter.io/ios/app/xafpay/id6756652853)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is TFinance free?

TFinance is free to download, with no in-app purchases.

### Is XAFPAY free?

XAFPAY is free to download, with no in-app purchases.

### Do TFinance or XAFPAY have ads?

XAFPAY shows ads; TFinance does not.

### Which is updated more often, TFinance or XAFPAY?

TFinance ships an update every 4 months, and XAFPAY monthly. Most recently, TFinance was updated on October 25, 2026 and XAFPAY on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*