Cawelo vs Subscription Manager

Cawelo is your net worth tracker without a bank login. See your savings and assets at a glance and find out how long your money would last. No spreadsheets, no logging every purchase. Once a week you enter your balances, and Cawelo shows your net worth, your savings and how your safety net grows. HOW LONG WOULD YOUR MONEY LAST? Your financial runway shows in a single number how many months or years your savings would cover your living costs. Cawelo works out your next savings goal and your current level, so you see your safety net grow step by step. YOUR NET WORTH IN TWO MINUTES Cash, bank accounts, savings accounts, investments, pension and property, and on the other side loans and other debts: Cawelo adds it all up to your net worth and shows how it changes in a clear chart. YOUR WEEKLY WEALTH RITUAL A gentle reminder on Sunday evening, a few numbers updated, done. You keep the overview without thinking about money every day. PRIVATE FROM THE START • No bank connection, no bank login • Your financial data is stored on your device, and the app works offline • App lock with a code, face or fingerprint • Encrypted backup to your phone's own cloud • Hide amounts with one tap MADE FOR BEGINNERS You don't need to know about finance. Short explanations help you understand every number. Cawelo is for anyone who wants a calm overview of their money, whether you are just starting to save or already building wealth. KEY FEATURES • Net worth tracker and asset overview • Financial runway: how long your savings last • Savings goal and levels, worked out for you • Assets and liabilities kept apart • Your net worth over time in a chart • More than 30 currencies • Notes on your balance updates • CSV export and backup • English, German and Hungarian Cawelo is not a bank and does not give investment advice. It helps you understand your own financial situation. TERMS OF USE https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

What are you actually paying in subscriptions each month? Bills44 is a subscription tracker for recurring bills, renewals, and monthly spend totals. No ads, no account needed. Bills44 works as a personal subscription tracker. Add each subscription from a built-in catalog of 150 popular services or type a custom name. Set the cost, currency, billing cycle (monthly, yearly, every 3 weeks, every 28 days, anything a service might charge), brand color, category, and renewal reminders. See your week, month, and year totals at a glance, plus a calendar that plots every upcoming renewal. Answers to your subscription questions • How much do I spend on subscriptions each month? • Which subscription is renewing next, and when? • What's my total yearly spend across every recurring bill? • Which category costs me the most each month? • How do I avoid surprise renewal charges? • Am I still paying for subscriptions I no longer use? Track every subscription • Pick from a catalog of 150 popular services or add your own with a custom name • Custom billing cycles: daily, weekly, monthly, yearly, every 3 months, every 28 days, whatever the service charges • Per-subscription cost, currency, brand color, and category • Optional notes for free-trial end dates, shared payment details, or anything else worth remembering • Active, paused, and cancelled status for every plan • Renewals anchored to a start date with correct month-end behavior, so a plan on the 31st renews on the last day of February without drifting • Optional end date for fixed-length subscriptions Renewal reminders • Pick how many days before each renewal to be notified • Set the exact hour and minute the reminder fires • Multiple reminders per subscription for early warnings and day-of nudges • Preset day offsets: 0 (day of), 1, 3, or 7 days before • Notifications fire in your device language no matter which locale you set them in Home & calendar • Spend totals for the rolling week, current month, or rolling year • Bar chart of upcoming spend split into daily or monthly buckets • Next renewal date and active subscription count above the list • Sort by renewal date, price high-to-low, or name • Filter by active, paused, cancelled, or category • Calendar screen plots every renewal on a month grid with brand-color dots • Tap any day to see exactly what renews Statistics & insights • Total subscription spend for the week, month, or year window • Spend breakdown by category, biggest categories first • Top three most expensive subscriptions for the period • Average monthly cost across every active subscription • Monthly savings from subscriptions you cancelled or archived • Cycle mix showing how many bills run daily, weekly, monthly, or yearly • Payment-day distribution: early, mid, or late month • Spend over the trailing 12 months on one bar chart Customization • 30 themes, including Paper, Ink, Coral, Graphite, Cobalt, Velvet, Forest, and Neon • Brand color picker for every subscription • Categories you create and rename: Streaming, Software, Music, Gym, whatever fits • Archive subscriptions you want kept on file without showing on the home screen Ad-free & private • No ads • No account required • All subscription data stays on your device • Works completely offline • Available in 38 languages Bills44 is a subscription tracker for anyone tired of surprise renewal charges. Add your subscriptions once and the app keeps the monthly total, upcoming renewals, and category breakdown lined up automatically. Subscription Manager runs offline. No ads, no account needed. Track every subscription. See every charge. Disclaimer Bills44 helps you track subscriptions but does not modify or manage them. To start, cancel, or pause a subscription, contact the original service provider directly. Bills44 is not affiliated with, endorsed by, or connected to Netflix, Amazon, or any other service named in the catalog — those names are included purely so you can identify the bills you already pay.