# Spendlyst vs FI

The clearest difference is iOS requirement: FI at 16.0 against Spendlyst's 18.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Spendlyst sells 3 in-app purchases, starting at $1.99 per month and FI sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Spendlyst ships an update every 3 weeks, FI every 2 weeks. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Spendlyst | FI |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Size | 16 MB | 99 MB |
| Requires iOS | 18.6 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Cagri Gider](https://appshunter.io/developer/1832923007) | [Roberto Sourdis](https://appshunter.io/developer/1876040606) |

## What reviewers say

### Spendlyst

[App page](https://appshunter.io/ios/app/spendlyst/id6755601516)

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $1.99 | per month |
| Annual Subscription | $14.99 | per year |
| Lifetime Access | $19.99 | one-time |


### FI

[App page](https://appshunter.io/ios/app/fi-532-budget-tracker/id6758963976)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| FI-532 Premium Monthly | $4.99 | per month |
| FI-532 Premium Yearly | $39.99 | per year |


## Frequently asked questions

### Is Spendlyst free?

Spendlyst is free to download, with in-app purchases available.

### Is FI free?

FI is free to download, with in-app purchases available.

### Do Spendlyst or FI have ads?

Neither Spendlyst nor FI shows ads.

### Which is updated more often, Spendlyst or FI?

Spendlyst ships an update every 3 weeks, and FI every 2 weeks. Most recently, Spendlyst was updated on October 30, 2026 and FI on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*