# Two Pennies vs SimpleSpend

The clearest difference is iOS requirement: Two Pennies at 13.0 against SimpleSpend's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Two Pennies sells 1 in-app purchase, starting at $2.99 per month and SimpleSpend sells 2 in-app purchases, starting at $4.99 per year. Whichever you choose, the download price is not the number that matters.

Two Pennies ships an update weekly, SimpleSpend every 8 days. The most recent releases landed on September 29, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | Two Pennies | SimpleSpend |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/two-pennies/id6755612867/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Every 8 days |
| Monetization | Free with in-app purchases | — |
| Size | 71 MB | 32 MB |
| Requires iOS | **13.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Joseph Meeko](https://appshunter.io/developer/1609107200) | [杭 李](https://appshunter.io/developer/1874468752) |

## What reviewers say

### Two Pennies

[App page](https://appshunter.io/ios/app/two-pennies/id6755612867)

A simple, collaborative budgeting app for couples and families. Manually track expenses, communicate on transactions, and start fresh each month. Designed for transparency and stress-free financial management without bank connections.

**Highlights:** Manual transaction entry, Shared budgeting for up to 3 users, In-app transaction communication, Monthly budget reset, Offline functionality, Customizable categories, Secure and private data

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Penny Premium | $2.99 | per month |


### SimpleSpend

[App page](https://appshunter.io/ios/app/simplespend-expense-tracker/id6769626633)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SimpleSpend Pro | $4.99 | per year |
| SimpleSpend Pro | $17.99 | one-time |


## Frequently asked questions

### Is Two Pennies free?

Two Pennies is free to download, with in-app purchases available.

### Is SimpleSpend free?

SimpleSpend is free to download, with in-app purchases available.

### Do Two Pennies or SimpleSpend have ads?

Neither Two Pennies nor SimpleSpend shows ads.

### Which is updated more often, Two Pennies or SimpleSpend?

Two Pennies ships an update weekly, and SimpleSpend every 8 days. Most recently, Two Pennies was updated on September 29, 2026 and SimpleSpend on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*