# Debt Payoff Tracker vs SteadyStep

Debt Payoff Tracker and SteadyStep are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Debt Payoff Tracker sells 3 in-app purchases, starting at $1.99 per month and SteadyStep sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Debt Payoff Tracker ships an update every 10 days, SteadyStep every 2 weeks. The most recent releases landed on October 30, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | Debt Payoff Tracker | SteadyStep |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/steadystep-debt-planner/id6791084400/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 2 weeks |
| Monetization | — | Free with in-app purchases |
| Size | 14 MB | 7 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Musku Akshay Reddy](https://appshunter.io/developer/1827983014) | [航杭 虞](https://appshunter.io/developer/6790236142) |

## What reviewers say

### Debt Payoff Tracker

[App page](https://appshunter.io/ios/app/debt-payoff-tracker-debtfree/id6755614652)

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $1.99 | per month |
| Annual Premium | $9.99 | per year |
| Premium Lifetime | $19.99 | one-time |


### SteadyStep

[App page](https://appshunter.io/ios/app/steadystep-debt-planner/id6791084400)

Organize debts, expenses, and repayments in a private space. Understand your cash flow and follow a clear repayment plan with deterministic calculations and progress tracking. Optional reports provide deeper insights and can be exported.

**Highlights:** Organize debts and expenses, Deterministic repayment calculations, Compare repayment strategies, Track actual repayments, Preview and export reports, Private and secure workspace

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SteadyStep Plus Monthly | $2.99 | per month |
| SteadyStep Plus Annual | $19.99 | per year |
| Single Debt Planning Report | $1.99 | one-time |


## Frequently asked questions

### Is Debt Payoff Tracker free?

Debt Payoff Tracker is free to download, with in-app purchases available.

### Is SteadyStep free?

SteadyStep is free to download, with in-app purchases available.

### Do Debt Payoff Tracker or SteadyStep have ads?

Neither Debt Payoff Tracker nor SteadyStep shows ads.

### Which is updated more often, Debt Payoff Tracker or SteadyStep?

Debt Payoff Tracker ships an update every 10 days, and SteadyStep every 2 weeks. Most recently, Debt Payoff Tracker was updated on October 30, 2026 and SteadyStep on November 6, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*