# Future Balance vs Basic Checkbook

The clearest difference is in-app purchases: Future Balance at none against Basic Checkbook's 2. Future Balance also leads on device support (3 vs 1) and iOS requirement (15.3 vs 17.0). Basic Checkbook's advantage is update cadence (every 2 days vs every 3 weeks) and ratings volume (3 vs 1). On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. Basic Checkbook sells 2 in-app purchases, starting at $23.99 per year. Future Balance asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Future Balance against 5.0 for Basic Checkbook. Both are backed by a comparable volume of ratings — 1 and 3 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Future Balance ships an update every 3 weeks, Basic Checkbook every 2 days. The most recent releases landed on October 4, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | Future Balance | Basic Checkbook |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/future-balance/id6755646125/reviews) | [5.0 (3 ratings)](https://appshunter.io/ios/app/basic-checkbook-spending-log/id6760788533/reviews) |
| Number of ratings | 1 | **3** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 45 MB | 27 MB |
| Requires iOS | **15.3** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Eric Pabst](https://appshunter.io/developer/1230838609) | [Sean Trapani](https://appshunter.io/developer/1886235096) |

## What reviewers say

### Future Balance

[App page](https://appshunter.io/ios/app/future-balance/id6755646125)

Forecast your financial future by inputting income, expenses, and desired purchases. Understand when you can afford your goals and identify potential shortfalls to plan accordingly.

**Highlights:** Forecast future bank balance, Add future income and expenses, Track wish list item affordability, Identify upcoming financial shortfalls, Prioritize 'ASAP' transactions, Offline data storage

**Features:** macOS Compatibility

**In-app purchases:** none


### Basic Checkbook

[App page](https://appshunter.io/ios/app/basic-checkbook-spending-log/id6760788533)

A simple, offline digital checkbook register that tracks all your transactions and updates your balance instantly. Manage multiple accounts and easily reconcile with your bank statements.

**Highlights:** Running balance updates, Transaction logging (deposits, withdrawals, checks, transfers), Bank statement reconciliation, Search and filter transactions, Multiple account management, CSV export

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Annual Premium | $23.99 | per year |
| Lifetime Premium | $59.99 | one-time |


## Frequently asked questions

### Is Future Balance free?

Future Balance is free to download, with no in-app purchases.

### Is Basic Checkbook free?

Basic Checkbook is free to download, with in-app purchases available.

### Which has better reviews, Future Balance or Basic Checkbook?

Future Balance and Basic Checkbook are both rated 5.0 out of 5 on the App Store, from 1 and 3 ratings respectively.

### Do Future Balance or Basic Checkbook have ads?

Neither Future Balance nor Basic Checkbook shows ads.

### Which is updated more often, Future Balance or Basic Checkbook?

Future Balance ships an update every 3 weeks, and Basic Checkbook every 2 days. Most recently, Future Balance was updated on October 4, 2026 and Basic Checkbook on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*