# SmartpayVTU vs Utilify

The clearest difference is update cadence: SmartpayVTU at daily against Utilify's fortnightly. SmartpayVTU also leads on iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SmartpayVTU ships an update daily, Utilify fortnightly. The most recent releases landed on October 28, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | SmartpayVTU | Utilify |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/utilify-secure-bill-payments/id6764038349/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Daily** | Fortnightly |
| Monetization | — | Free |
| Size | 33 MB | 55 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [LEMS - TECH INTEGRATED SERVICES](https://appshunter.io/developer/1838661649) | [Travelconet Limited](https://appshunter.io/developer/1737777464) |

## What reviewers say

### SmartpayVTU

[App page](https://appshunter.io/ios/app/smartpayvtu/id6755654068)

**Features:** macOS Compatibility

**In-app purchases:** none


### Utilify

[App page](https://appshunter.io/ios/app/utilify-secure-bill-payments/id6764038349)

Manage all your everyday bills, monitor spending, and make secure payments from a single, easy-to-use application. Organize electricity, airtime, data, and cable TV payments, with options to schedule future transactions and save beneficiaries for quick repeat payments.

**Highlights:** Manage electricity, airtime, and data payments, Renew cable TV subscriptions, Monitor spending and payment history, Schedule future payments, Save beneficiaries for repeat transactions, Secure wallet funding for faster payments

**In-app purchases:** none


## Frequently asked questions

### Is SmartpayVTU free?

SmartpayVTU is free to download, with no in-app purchases.

### Is Utilify free?

Utilify is free to download, with no in-app purchases.

### Do SmartpayVTU or Utilify have ads?

Neither SmartpayVTU nor Utilify shows ads.

### Which is updated more often, SmartpayVTU or Utilify?

SmartpayVTU ships an update daily, and Utilify fortnightly. Most recently, SmartpayVTU was updated on October 28, 2026 and Utilify on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*