# ASM Money Transfer vs OjaCircle

The clearest difference is in-app purchases: ASM Money Transfer at none against OjaCircle's 4. OjaCircle's advantage is update cadence (every 2 weeks vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. OjaCircle sells 4 in-app purchases, starting at $2.99 per month. ASM Money Transfer asks for nothing beyond the download.

ASM Money Transfer ships an update every 2 months, OjaCircle every 2 weeks. The most recent releases landed on September 10, 2026 and July 23, 2026 respectively.

## The numbers

| Metric | ASM Money Transfer | OjaCircle |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (3 ratings)](https://appshunter.io/ios/app/ojacircle/id6759188659/reviews)** |
| Number of ratings | — | **3** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | — | Freemium |
| Size | 57 MB | 80 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [ASM MONEY TRANSFER SERVICE LLC](https://appshunter.io/developer/1855480814) | [Ojawaju LLC](https://appshunter.io/developer/1701246854) |

## What reviewers say

### ASM Money Transfer

[App page](https://appshunter.io/ios/app/asm-money-transfer/id6755678122)

**Features:** Apple Wallet

**In-app purchases:** none


### OjaCircle

[App page](https://appshunter.io/ios/app/ojacircle/id6759188659)

This app facilitates group savings traditions like ajo, esusu, and susu. It allows users to create circles with trusted individuals, manage contributions, and track payouts seamlessly. Features include multi-currency wallets, smart reminders, and trust scores.

**Highlights:** Rotating savings traditions, Contribution and payout tracking, Multi-currency wallet, Smart reminders, Trust scores, Identity verification

**Features:** macOS Compatibility, Family Sharing, Apple Wallet, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $2.99 | per month |
| Pro Monthly | $5.99 | per month |
| Premium Yearly | $29.99 | per year |
| Pro Yearly | $59.99 | per year |


## Frequently asked questions

### Is ASM Money Transfer free?

ASM Money Transfer is free to download, with no in-app purchases.

### Is OjaCircle free?

OjaCircle is free to download, with in-app purchases available.

### Do ASM Money Transfer or OjaCircle have ads?

Neither ASM Money Transfer nor OjaCircle shows ads.

### Which is updated more often, ASM Money Transfer or OjaCircle?

ASM Money Transfer ships an update every 2 months, and OjaCircle every 2 weeks. Most recently, ASM Money Transfer was updated on September 10, 2026 and OjaCircle on July 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*