# ULoanCalc vs EMI & Subscriptions Tracker

The clearest difference is ads: EMI & Subscriptions Tracker at none against ULoanCalc's shown. EMI & Subscriptions Tracker also leads on iOS requirement (15.0 vs 26.1). ULoanCalc's advantage is update cadence (every 3 days vs weekly). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ULoanCalc ships an update every 3 days, EMI & Subscriptions Tracker weekly. The most recent releases landed on May 17, 2026 and September 8, 2026 respectively.

## The numbers

| Metric | ULoanCalc | EMI & Subscriptions Tracker |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 3 days** | Weekly |
| Size | 7 MB | 38 MB |
| Requires iOS | 26.1 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [Vamsikrishna Kota](https://appshunter.io/developer/1190717274) | [Santhosh Shankar](https://appshunter.io/developer/1871151713) |

## What reviewers say

### ULoanCalc

[App page](https://appshunter.io/ios/app/uloancalc/id6755700940)

**Features:** macOS Compatibility

**In-app purchases:** none


### EMI & Subscriptions Tracker

[App page](https://appshunter.io/ios/app/emi-and-subscriptions-tracker/id6758146565)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ULoanCalc free?

ULoanCalc is free to download, with no in-app purchases.

### Is EMI & Subscriptions Tracker free?

EMI & Subscriptions Tracker is free to download, with no in-app purchases.

### Do ULoanCalc or EMI & Subscriptions Tracker have ads?

ULoanCalc shows ads; EMI & Subscriptions Tracker does not.

### Which is updated more often, ULoanCalc or EMI & Subscriptions Tracker?

ULoanCalc ships an update every 3 days, and EMI & Subscriptions Tracker weekly. Most recently, ULoanCalc was updated on May 17, 2026 and EMI & Subscriptions Tracker on September 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*