# shopwithvest vs Payday Timer

The clearest difference is price: Payday Timer at Free against shopwithvest's $2.99. Payday Timer also leads on ratings volume (3 vs 1). shopwithvest's advantage is update cadence (every 4 weeks vs every 3 months) and device support (3 vs 1). On rating, ads and in-app purchases there is nothing between them.

Payday Timer is free to download; shopwithvest costs $2.99 up front. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for shopwithvest against 5.0 for Payday Timer. Both are backed by a comparable volume of ratings — 1 and 3 respectively.

shopwithvest ships an update every 4 weeks, Payday Timer every 3 months. The most recent releases landed on October 23, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | shopwithvest | Payday Timer |
| --- | --- | --- |
| Price | $2.99 | **Free** |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/shopwithvest/id6755712522/reviews) | [5.0 (3 ratings)](https://appshunter.io/ios/app/payday-timer-paycheck-tracker/id6758225867/reviews) |
| Number of ratings | 1 | **3** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Every 3 months |
| Monetization | Paid | **Free** |
| Size | 7 MB | 7 MB |
| Requires iOS | **15.5** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Vest Tech, inc.](https://appshunter.io/developer/1855786701) | [Jonathan Burks](https://appshunter.io/developer/1822879152) |

## What reviewers say

### shopwithvest

[App page](https://appshunter.io/ios/app/shopwithvest/id6755712522)

This app helps you manage your shopping habits and budget by organizing your wishlists, tracking purchases, and providing insights into your spending patterns. It encourages mindful shopping to prevent impulse buys and offers a personalized view of your favorite brands.

**Highlights:** Add items via URL, screenshot, or photo, Organize wishlists with custom categories, Track purchases and view monthly receipts, Analyze shopping behavior score, Save and get insights on favorite brands, Prevent impulse buys

**Features:** macOS Compatibility

**In-app purchases:** none


### Payday Timer

[App page](https://appshunter.io/ios/app/payday-timer-paycheck-tracker/id6758225867)

Easily track your upcoming paychecks with a clear countdown to your next payday. Monitor earnings from multiple jobs, mark payments as received, and view detailed income history and statistics. All your paycheck information in one straightforward, ad-free app.

**Highlights:** Paycheck countdown with amount and date, Track multiple income sources, Mark paychecks as paid, View paycheck history, Earnings statistics and projections, Income graphs by source and time

**In-app purchases:** none


## Frequently asked questions

### Is shopwithvest free?

shopwithvest costs $2.99, with no in-app purchases.

### Is Payday Timer free?

Payday Timer is free to download, with no in-app purchases.

### Which has better reviews, shopwithvest or Payday Timer?

shopwithvest and Payday Timer are both rated 5.0 out of 5 on the App Store, from 1 and 3 ratings respectively.

### Do shopwithvest or Payday Timer have ads?

Neither shopwithvest nor Payday Timer shows ads.

### Which is updated more often, shopwithvest or Payday Timer?

shopwithvest ships an update every 4 weeks, and Payday Timer every 3 months. Most recently, shopwithvest was updated on October 23, 2026 and Payday Timer on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*