HouseHoldr vs Ratio

HouseHoldr helps you manage money together as a household. Track income and expenses per member, build budgets that actually match how you live and follow your savings goals and net worth over time. Everything in one place Monthly dashboard with income, spending, savings and net worth Financial Health Score (0–100) with clear guidance Member filtering for personal and shared views Flexible month start day to match your pay cycle Insights that make sense Income: recurring sources and one-time entries Expenses: category breakdown and trends Budgets: progress tracking with “on track” and “exceeded” states Net Worth: savings vs. investments, liquidity ratio and distribution Savings Plan: available-to-save calculation and goal progress Built for households Invite household members and manage roles Connect manual accounts (checking, savings and investments) Track personal vs. shared spending consistently Meet Holdr Ask Holdr questions like: “Where did we spend the most this month?” “How much can we safely save each month?” “Summarize spending by category for Julia and me.” HouseHoldr is designed for clarity, speed and everyday use.

Track how assets perform relative to each other with Ratio. Instead of looking at prices in isolation, see the real story: How many ounces of gold does one Bitcoin buy? How does the S&P 500 compare to bonds over time? Ratio makes it easy to compare any two assets and spot trends you'd otherwise miss. COMPARE ANYTHING Build ratios from 95+ assets including: • Crypto: Bitcoin, Ethereum, Dogecoin, XRP, and more • Precious Metals: Gold, Silver, Platinum, Palladium • Stocks: Apple, Tesla, Nvidia, Microsoft, and top US equities • ETFs: SPY, QQQ, sector ETFs, bonds, commodities • Forex: EUR/USD, USD/JPY, GBP/USD INTERACTIVE CHARTS • View ratios across multiple timeframes: 1M, 3M, 6M, 1Y, 5Y, or Max • Normalized view (0-100 scale) to easily compare trends • Historical data going back decades for many assets WATCHLIST • Save your favorite ratio pairs • See current values and daily changes at a glance • Drag to reorder, swipe to delete ALERTS • Set alerts when a ratio goes above or below your target • Get notified when conditions are met • Never miss an important crossover BUILT FOR SIMPLICITY • Clean, dark interface • Fast and responsive • Works offline with cached data Whether you're tracking Bitcoin's purchasing power, comparing growth vs value stocks, or monitoring currency pairs, Ratio gives you a new lens on the markets.