# Debt Payoff vs SubBye

The clearest difference is update cadence: SubBye at every 9 days against Debt Payoff's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Debt Payoff sells 2 in-app purchases, starting at $3.99 per 7 days and SubBye sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Debt Payoff ships an update monthly, SubBye every 9 days. Both last shipped on October 17, 2026.

## The numbers

| Metric | Debt Payoff | SubBye |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 9 days** |
| Size | 15 MB | 16 MB |
| Requires iOS | 18.5 | **18.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Yalcin Golayoglu](https://appshunter.io/developer/1607333007) | [Charles Zimmerlin](https://appshunter.io/developer/1680182934) |

## What reviewers say

### Debt Payoff

[App page](https://appshunter.io/ios/app/debt-payoff-debity/id6755724921)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Debt Tracker Weekly | $3.99 | per 7 days |
| Debt Tracker Annual | $19.99 | per year |


### SubBye

[App page](https://appshunter.io/ios/app/subbye-subscription-tracker/id6763122252)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SubBye+ Month | $2.99 | per month |
| SubBye+ Year | $19.99 | per year |


## Frequently asked questions

### Is Debt Payoff free?

Debt Payoff is free to download, with in-app purchases available.

### Is SubBye free?

SubBye is free to download, with in-app purchases available.

### Do Debt Payoff or SubBye have ads?

Neither Debt Payoff nor SubBye shows ads.

### Which is updated more often, Debt Payoff or SubBye?

Debt Payoff ships an update monthly, and SubBye every 9 days. Most recently, Debt Payoff was updated on October 17, 2026 and SubBye on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*