Comparison

Budget Bully vs Boti

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Bully

This app offers a fun and direct way to track expenses and manage budgets. It helps you recognize spending patterns, curb overspending, and build better financial habits with a light-hearted personality. Gain clear insights into where your money goes with simple tools and engaging feedback.

Highlights
  • Create budgets easily (weekly, monthly, custom)
  • Fast expense tracking and categorization
  • Spending awareness and control insights
  • Playful personality with Grandpa Frank
  • Custom tags and categories
  • Private and secure on-device data
  • Dark mode support
Features
Read full description

Budget Bully – A Fun, Honest Expense Tracker to Take Control of Your Spending Budget Bully is a refreshingly direct expense tracker and budget app designed to help you stay aware of your spending through a clean interface, simple tools, and a light-hearted personality. If traditional finance apps feel boring, overwhelming, or easy to ignore, Budget Bully makes budgeting and money tracking more engaging and easier to stick with. Instead of quietly logging numbers, Budget Bully actively helps you recognize patterns, curb overspending, and build better spending habits over time. Throughout the app, you’ll encounter playful reactions from Grandpa Frank, a fictional character who adds humor to your budgeting experience. His comments are meant to keep you accountable, help you stay consistent, and make tracking expenses feel less like a chore and more like progress. Budget Bully includes everything you need in a modern expense tracker to track expenses, manage budgets, and clearly understand where your money goes — whether you’re managing everyday purchases or working toward reducing debt. Features (All Features Included With Subscription) Create Budgets Easily Set up weekly, monthly, or custom budgets for any part of your financial life. Fast Expense Tracking Quickly add expenses, categorize spending, and keep your expense tracking simple and organized. Spending Awareness & Control See how much you’ve spent, how much remains, and identify overspending early using clear insights and visual charts. Playful Personality Receive humorous, friendly reactions from Grandpa Frank as you manage budgets and track your spending. Custom Tags and Categories Organize expenses in a way that fits your lifestyle for clearer spending insights. Private and Secure Your data stays on your device. iCloud syncing is highly recommended so you can access data on other devices. Dark Mode Support Designed to look great in both light and dark environments. Subscription and Free Trial Budget Bully requires a subscription to use all features. A free three-day trial is included so you can experience the full expense tracker before deciding. During the free trial, you have complete access to all features. You may cancel anytime in your App Store account settings. Your subscription begins only if you choose to continue after the trial ends. Who Is Budget Bully For? - People who want a more engaging and honest way to manage a budget - Anyone struggling with overspending or inconsistent spending habits - Users looking for a fast, simple expense tracker - Anyone who prefers a personality-driven alternative to traditional finance apps - People working toward better spending control or reducing debt Terms and Policies Terms of Service https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy https://azamsharp.com/privacy-policy-budget-bully.html

About

Boti

Effortlessly track expenses, income, and savings goals without connecting to your bank. Log transactions in seconds, manage multiple wallets, and visualize your spending with clear monthly budgets and insightful analysis. Share financial goals and household spending with a partner in a dedicated DUO mode.

Highlights
  • Quick expense logging with AI merchant recognition
  • Multiple wallet management (bank, cash, crypto)
  • Customizable savings goals with progress tracking
  • Clear monthly budget visualization
  • Detailed spending analysis by category
  • Shared budgeting for couples (DUO mode)
  • Home and Lock Screen widgets
Features
Read full description

Boti is your digital piggy bank for tracking expenses, income, and your savings goals. No spreadsheets, no stress, and no bank connection: you choose what to log, and Boti makes it clear. Built for people who want to save for real, understand where money goes each month, and, if they want, share a jar with their partner. One place for your personal money and your shared household spending. LOG AN EXPENSE IN A SECOND Type “12 coffee” or “6 Starbucks yesterday” in the quick entry bar and Boti picks up the amount, the merchant and its logo, the category, and the date. It also understands “every month” and, for couples, “split”. It knows 1,700+ merchants and learns from your corrections. On iPhones with Apple Intelligence, it fine-tunes the category right on your device. WALLETS FOR ALL YOUR MONEY Bank, cash, credit card, savings or investments: each wallet with its own balance and card, with logos for 300+ banks and crypto. Move money between them with a transfer, and view Home and Analysis by wallet. SAVINGS GOALS A trip, a down payment, a car, or an emergency fund. Create a goal with a photo, choose how much and by when, and Boti tells you how much to set aside each day to get there. Add money whenever you like and celebrate when you hit 100%. CLEAR MONTHLY BUDGET Define your monthly spending budget and follow the percentage used with colors you understand at a glance. ANALYSIS YOU UNDERSTAND Week, month, or year: bars by category or a donut chart, upcoming fixed bills, and all your transactions with filters. CATEGORIES THAT MAKE SENSE Home, groceries, transport, leisure, health, and many more. Create your own and reorder them. FIXED COSTS ALWAYS IN VIEW Rent, insurance, Netflix, Spotify, gym, each with its logo. Create weekly, monthly, or yearly recurring rules and see how much each month commits you to. WIDGETS ON HOME AND LOCK SCREEN Total savings, this month’s balance, and your top spending categories, without opening the app. A JAR WITH YOUR PARTNER Shared Boti (DUO mode): create a shared jar, share a code, and follow shared expenses, income, goals, and who paid what together. Boti is not an app for splitting bills or settling IOUs. It is your shared jar, with a clear picture of the money you manage together. GENTLE REMINDERS Friendly nudges so you do not forget to log, budget alerts, monthly goal reached, and weekly or monthly summaries. You choose what to receive and when. YOUR DATA, YOURS Boti does not connect to your bank. Your personal transactions live on your device. There is no cloud backup of your personal finances. If you use Shared Boti, only that shared jar is stored in the cloud. You can hide amounts in the app, or lock Boti with Face ID (Pro). Home and Lock Screen widgets can still show figures. BOTI PRO With a Pro subscription you unlock: Home Screen and Lock Screen widgets Unlimited savings goals Up to 30 wallets Recurring expenses that log themselves, with a heads-up before each charge Full history of past months Up to 100 custom categories and editable default ones Face ID lock Alerts for unusual spending and a monthly goal at risk Without Pro you can still use Boti for free: unlimited transactions, quick entry, one active goal, monthly goal and budget, analysis for this month and last month, 2 custom categories, 2 wallets, the shared jar, and hidden balances. CURRENCIES AND LANGUAGES 49 currencies (US dollar, euro, pound, Canadian and Australian dollar, Mexican peso, yen, and many more) and 25 languages. Download Boti and start saving with calm today. Boti Pro subscription renews automatically. Payment is charged to your Apple account on purchase confirmation. The subscription renews unless you cancel at least 24 hours before the end of the period. Manage it in your account settings. Privacy: https://brera.dev/apps/boti/privacy Terms: https://brera.dev/apps/boti/terms EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Budget Bully4 screens
Boti4 screens

Verdict

The call

The clearest difference is monetization model: Boti at freemium against Budget Bully's subscription. Boti also leads on iOS requirement (16.4 vs 26.0). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Bully sells 2 in-app purchases, starting at $4.99 per month and Boti sells 4 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Budget Bully against 5.0 for Boti. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 days. The most recent releases landed on November 5, 2026 and November 6, 2026 respectively.

Scorecard2 real differences · 8 level
Budget Bully versus Boti: the parameters behind the verdict, then further details
ParameterBudget BullyBoti
PriceFreeFree
Rating5.0 (1 ratings)5.0 (1 ratings)
Positive reviews0.0% of reviews—
Number of ratings11
Update frequencyEvery 3 daysEvery 3 days
AdsNoNo
In-app purchasesYesYes
MonetizationSubscriptionFreemium — better
DevicesiPhoneiPhone, Apple Watch — better
Requires iOS26.016.4 — better
Further details — not scored
Size16 MB84 MB
Age rating4+4+
DeveloperMohammad AzamSergio Tajuelo

Customer experience

Budget Bully

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Boti

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Budget Bully

Subscriptions2
  • Monthly Pro Subscription3 Days trial$4.991 Month
  • Annual Pro Subscription$29.991 Year
4 purchases

Boti

Subscriptions2
  • Boti Pro$6.991 Month
  • Boti Pro7 Days trial$59.991 Year
One-time2
  • Boti Pro Lifetime$59.99
  • Boti Pro Lifetime$79.99

Questions

Is Budget Bully free?
Budget Bully is free to download, with in-app purchases available.
Is Boti free?
Boti is free to download, with in-app purchases available.
Which has better reviews, Budget Bully or Boti?
Budget Bully and Boti are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.
Do Budget Bully or Boti have ads?
Neither Budget Bully nor Boti shows ads.
Which is updated more often, Budget Bully or Boti?
Budget Bully ships an update every 3 days, and Boti every 3 days. Most recently, Budget Bully was updated on November 5, 2026 and Boti on November 6, 2026.

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