# Debt Payoffs Tracker vs Debt Payoff Tracker & Planner*

The clearest difference is ads: Debt Payoffs Tracker at none against Debt Payoff Tracker & Planner*'s shown. Debt Payoffs Tracker also leads on update cadence (every 5 days vs every 10 days). Debt Payoff Tracker & Planner*'s advantage is iOS requirement (13.0 vs 15.1). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Debt Payoffs Tracker sells 3 in-app purchases, starting at $1.99 per 7 days and Debt Payoff Tracker & Planner* sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Debt Payoffs Tracker ships an update every 5 days, Debt Payoff Tracker & Planner* every 10 days. The most recent releases landed on September 21, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | Debt Payoffs Tracker | Debt Payoff Tracker & Planner* |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 5 days** | Every 10 days |
| Monetization | Freemium | — |
| Size | 25 MB | 71 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Josephine Kisiwaa Gyamera](https://appshunter.io/developer/1821722171) | [Ashvin Kevadiya](https://appshunter.io/developer/1756324971) |

## What reviewers say

### Debt Payoffs Tracker

[App page](https://appshunter.io/ios/app/debt-payoffs-tracker/id6755793398)

Organize your finances and optimize your budget to achieve debt-free living. Track all your loans and bills in one place, with personalized strategies and smart automation for payoff success. Advanced features like an AI advisor and interest savings analyzer are available via subscription.

**Highlights:** Track all loans and bills, Personalized debt payoff strategy, Snowball or Avalanche planner, AI Debt Advisor (subscription), Interest Savings Analyzer (subscription), Refinancing analysis (subscription)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Debtfree Monthly | $1.99 | per 7 days |
| Debtfree Monthly | $3.99 | per month |
| DebtFree Annual | $19.99 | per year |


### Debt Payoff Tracker & Planner*

[App page](https://appshunter.io/ios/app/debt-payoff-tracker-and-planner/id6759447205)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Lifetime Premium | $9.99 | one-time |


## Frequently asked questions

### Is Debt Payoffs Tracker free?

Debt Payoffs Tracker is free to download, with in-app purchases available.

### Is Debt Payoff Tracker & Planner* free?

Debt Payoff Tracker & Planner* is free to download, with in-app purchases available.

### Do Debt Payoffs Tracker or Debt Payoff Tracker & Planner* have ads?

Debt Payoff Tracker & Planner* shows ads; Debt Payoffs Tracker does not.

### Which is updated more often, Debt Payoffs Tracker or Debt Payoff Tracker & Planner*?

Debt Payoffs Tracker ships an update every 5 days, and Debt Payoff Tracker & Planner* every 10 days. Most recently, Debt Payoffs Tracker was updated on September 21, 2026 and Debt Payoff Tracker & Planner* on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*