# VaultPay vs PayFly

The clearest difference is update cadence: VaultPay at every 8 days against PayFly's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. VaultPay sells 9 one-off in-app purchases and PayFly sells 2 in-app purchases, starting at $29.99 per month. Whichever you choose, the download price is not the number that matters.

VaultPay ships an update every 8 days, PayFly every 3 weeks. The most recent releases landed on October 19, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | VaultPay | PayFly |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (4 ratings)](https://appshunter.io/ios/app/vaultpay-borderless-payments/id6755896628/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 8 days** | Every 3 weeks |
| Monetization | Free | — |
| Size | 196 MB | 29 MB |
| Requires iOS | **16.4** | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [VENMOB LLC](https://appshunter.io/developer/1854214629) | [Akbina](https://appshunter.io/developer/995611624) |

## What reviewers say

### VaultPay

[App page](https://appshunter.io/ios/app/vaultpay-borderless-payments/id6755896628)

This financial app offers users complete control over their funds through a modern, social interface. It aims to provide a more human-centric approach to managing money.

**Highlights:** Social fintech interface, Full money control, Modern financial management, Human-centric money approach

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 10 VaultCoins | $0.99 | one-time |
| 30 VaultCoins | $2.99 | one-time |
| 60 VaultCoins | $4.99 | one-time |
| 75 VaultCoins | $5.99 | one-time |
| 149 VaultCoins | $9.99 | one-time |
| 194 VaultCoins | $12.99 | one-time |
| 450 VaultCoins | $24.99 | one-time |
| 590 VaultCoins | $29.99 | one-time |
| 1000 VaultCoins | $44.99 | one-time |


### PayFly

[App page](https://appshunter.io/ios/app/payfly/id6787962501)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Expence Pro Monthly | $29.99 | per month |
| Expence Pro Yearly | $99.99 | per year |


## Frequently asked questions

### Is VaultPay free?

VaultPay is free to download, with in-app purchases available.

### Is PayFly free?

PayFly is free to download, with in-app purchases available.

### Do VaultPay or PayFly have ads?

Neither VaultPay nor PayFly shows ads.

### Which is updated more often, VaultPay or PayFly?

VaultPay ships an update every 8 days, and PayFly every 3 weeks. Most recently, VaultPay was updated on October 19, 2026 and PayFly on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*