# Quatta vs Payemm

The clearest difference is in-app purchases: Payemm at none against Quatta's 2. Payemm also leads on rating (5.0 vs 4.8). Quatta's advantage is ratings volume (39 vs 1) and iOS requirement (13.0 vs 15.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Quatta sells 2 in-app purchases, starting at $9.99 per month. Payemm asks for nothing beyond the download.

Payemm holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Quatta has 39 ratings behind it against 1, so its average is the more settled of the two.

Quatta ships an update every 11 days, Payemm every 2 weeks. The most recent releases landed on September 23, 2026 and September 4, 2026 respectively.

## The numbers

| Metric | Quatta | Payemm |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (39 ratings)](https://appshunter.io/ios/app/quatta/id6755897717/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/payemm/id6768655681/reviews)** |
| Number of ratings | **39** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 11 days** | Every 2 weeks |
| Monetization | Freemium | **Free** |
| Size | 83 MB | 112 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Quatta](https://appshunter.io/developer/1892157678) | [Payemm Limited](https://appshunter.io/developer/1690624747) |

## What reviewers say

### Quatta

[App page](https://appshunter.io/ios/app/quatta/id6755897717)

This financial intelligence system assesses your money health, identifies vulnerabilities, and issues daily missions to improve your financial stability. Track your progress and gain confidence with personalized directives.

**Highlights:** Money Health Score assessment, Personalized daily missions, Financial vulnerability identification, Spending and debt tracking, Emergency fund building, Financial confidence improvement

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Quatta Premium | $9.99 | per month |
| Quatta Premium Yearly | $229.00 | per year |


### Payemm

[App page](https://appshunter.io/ios/app/payemm/id6768655681)

Manage everyday spending, from groceries to online shopping, by splitting costs into four easy fortnightly payments. Earn rewards and cashback for making payments on time or early, building better financial habits.

**Highlights:** Split payments into 4 fortnightly installments, Manage groceries, top-ups, and online shopping, Earn rewards and cashback for timely payments, Unlock benefits and bigger opportunities, Transparent payment schedules and terms, Secure transactions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Quatta free?

Quatta is free to download, with in-app purchases available.

### Is Payemm free?

Payemm is free to download, with no in-app purchases.

### Which has better reviews, Quatta or Payemm?

Payemm is rated higher. Quatta averages 4.8 out of 5 from 39 ratings, while Payemm averages 5.0 from 1 ratings.

### Do Quatta or Payemm have ads?

Neither Quatta nor Payemm shows ads.

### Which is updated more often, Quatta or Payemm?

Quatta ships an update every 11 days, and Payemm every 2 weeks. Most recently, Quatta was updated on September 23, 2026 and Payemm on September 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*