Comparison

SubSynk vs PointStax

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SubSynk

Easily track all your recurring bills and subscriptions in one place. Get timely reminders before charges occur and visualize your monthly and yearly spending. This private, ad-free app keeps your financial data securely on your device.

Highlights
  • Track unlimited subscriptions
  • Renewal reminders
  • Free trial alerts
  • Spending visualization
  • Multi-currency support
  • Custom billing cycles
  • Offline functionality
Features
Read full description

SubSynk is a simple, private subscription tracker for iPhone. See what you pay for, what renews next, and how much it all costs every month. Track subscriptions, free trials, memberships and recurring bills in one place, without linking your bank account or creating an account. KNOW WHAT'S COMING • Get a reminder before every renewal and charge • Get free trial alerts so you can cancel before you're billed • See every upcoming payment on a monthly calendar • Check what's due next with Home Screen and Lock Screen widgets SEE WHERE YOUR MONEY GOES • Monthly and yearly spending at a glance • Total spend and payment history for every subscription • Multi-currency with automatic exchange rates ADD AND ORGANIZE IN SECONDS • Pick popular services from a ready-made list • Import subscriptions from a screenshot • Custom billing cycles: weekly, monthly or yearly • Categories, payment methods and custom icons • Track unlimited subscriptions and recurring bills PRIVATE BY DESIGN No bank linking. No email collection. No ads. Your subscriptions are stored on your device, with optional iCloud sync if you turn it on. Works offline. We don't see your data, and we don't want to. Clean, native iOS design with Dark Mode. Built for people who want clarity, not another bloated finance app. SubSynk is not affiliated with any of the services shown. Logos are used for identification only. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

PointStax

This app helps you choose the best credit card for every purchase by analyzing merchant data and your card rewards. It provides clear reward rate comparisons without needing to link bank accounts or share transaction history.

Highlights
  • Identify best card for any merchant
  • View real reward rates
  • Compare card benefits
  • Add cards quickly
  • Browse extensive card catalog
  • Privacy-focused design
Features
Read full description

PointStax helps you choose which of your credit cards to use at a merchant. Tap a business on the map to compare your cards and see the reward rates behind each recommendation. Add the cards you already carry without linking a bank account or sharing banking credentials. YOUR CARDS, PERSONALIZED • Build your wallet from our supported card catalog. • Set eligible rewards tiers, membership status, and selectable categories or retailers for supported cards. • Update these choices whenever your qualification changes. Settings are self-reported; PointStax does not track transactions or spending-cap usage. HELP AT THE REGISTER • Find nearby restaurants, grocery stores, gas stations, and other merchants. • Compare your cards for a merchant and explore their rewards and perks. • Ask the concierge questions by typing or speaking. OPTIONAL NEARBY REMINDERS Enable nearby reminders to receive a notification with up to three of your cards when you arrive near a monitored merchant. Tap the notification to open its recommendations. Reminders require notification and background-location permission. Settings shows reminder status and offers a test notification to help check notification delivery. You can turn reminders off at any time. PRIVATE BY DESIGN PointStax does not connect to your bank or read your transactions. Location helps find nearby merchants; background location is used for nearby reminders only if you enable them. You can delete your account from Settings. SUBSCRIPTION REQUIRED PointStax Pro is an auto-renewing monthly subscription required for wallet tools, merchant recommendations, and Ask AI. The US price is $3.99 per month; the app displays your local price. Eligible new subscribers receive a seven-day free trial, followed by the monthly subscription price. The subscription renews automatically unless canceled at least 24 hours before the current period ends. Manage or cancel in your Apple account subscription settings. Deleting your PointStax account does not cancel your Apple subscription. Privacy Policy: https://pointstax.ai/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Service Terms: https://pointstax.ai/terms

Screenshots

SubSynk4 screens
PointStax4 screens

Verdict

The call

The clearest difference is monetization model: PointStax at free against SubSynk's free with in-app purchases. On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SubSynk sells 2 in-app purchases, starting at $39.99 per year and PointStax sells 1 in-app purchase, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

SubSynk ships an update every 2 months, PointStax every 6 weeks. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

Scorecard1 real difference · 9 level
SubSynk versus PointStax: the parameters behind the verdict, then further details
ParameterSubSynkPointStax
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 2 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree — better
DevicesiPhoneiPhone, iPod — better
Requires iOS16.615.1 — better
Further details — not scored
Size35 MB57 MB
Age rating4+4+
DeveloperTwinkle MakwanaStrategiz LLC

Customer experience

SubSynk

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

PointStax

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

SubSynk

Subscriptions1
  • Yearly$39.991 Year
One-time1
  • Lifetime$19.99
1 purchases

PointStax

Subscriptions1
  • PointStax Pro7 Days trial$3.991 Month

Questions

Is SubSynk free?
SubSynk is free to download, with in-app purchases available.
Is PointStax free?
PointStax is free to download, with in-app purchases available.
Do SubSynk or PointStax have ads?
Neither SubSynk nor PointStax shows ads.
Which is updated more often, SubSynk or PointStax?
SubSynk ships an update every 2 months, and PointStax every 6 weeks. Most recently, SubSynk was updated on October 24, 2026 and PointStax on October 28, 2026.

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