# Loans vs Payo

The clearest difference is iOS requirement: Loans at 15.1 against Payo's 17.6. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Loans sells 4 in-app purchases, starting at $9.99 per month and Payo sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

## The numbers

| Metric | Loans | Payo |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 84.6% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | — |
| Monetization | Freemium | — |
| Size | 46 MB | 6 MB |
| Requires iOS | **15.1** | 17.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Deusdete Filho](https://appshunter.io/developer/883223723) | [ali alghamdi](https://appshunter.io/developer/1872680142) |

## What reviewers say

### Loans

[App page](https://appshunter.io/ios/app/loans-manage-control/id6755940795)

Easily track borrowed money and items with a smart installment system and detailed contact management. Organize all your financial transactions and loan histories in one place.

**Highlights:** Register money or goods loans, Control amounts, start, and due dates, Organize by custom categories, Smart installment system with interest, Track installment status, Manage contacts and loan history per person

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Assinatura Mensal | $9.99 | per month |
| Assinatura Semestral | $49.99 | per 6 months |
| Assinatura Anual | $69.99 | per year |
| Assinatura Vitalícia | $69.99 | one-time |


### Payo

[App page](https://appshunter.io/ios/app/payo/id6758914814)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Payo Pro – Monthly | $0.99 | per month |
| Payo Pro – Yearly | $11.99 | per year |


## Frequently asked questions

### Is Loans free?

Loans is free to download, with in-app purchases available.

### Is Payo free?

Payo is free to download, with in-app purchases available.

### Do Loans or Payo have ads?

Neither Loans nor Payo shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*