# Loans vs Lendnote

The clearest difference is in-app purchases: Lendnote at none against Loans's 4. Lendnote also leads on update cadence (every 3 days vs weekly). Loans's advantage is ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Both are free to download. Loans sells 4 in-app purchases, starting at $9.99 per month. Lendnote asks for nothing beyond the download.

Loans ships an update weekly, Lendnote every 3 days. The most recent releases landed on October 4, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Loans | Lendnote |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 84.6% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | Weekly | **Every 3 days** |
| Monetization | Freemium | — |
| Size | 46 MB | 54 MB |
| Requires iOS | **15.1** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Deusdete Filho](https://appshunter.io/developer/883223723) | [Nam Truong Phuong](https://appshunter.io/developer/6774566741) |

## What reviewers say

### Loans

[App page](https://appshunter.io/ios/app/loans-manage-control/id6755940795)

Easily track borrowed money and items with a smart installment system and detailed contact management. Organize all your financial transactions and loan histories in one place.

**Highlights:** Register money or goods loans, Control amounts, start, and due dates, Organize by custom categories, Smart installment system with interest, Track installment status, Manage contacts and loan history per person

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Assinatura Mensal | $9.99 | per month |
| Assinatura Semestral | $49.99 | per 6 months |
| Assinatura Anual | $69.99 | per year |
| Assinatura Vitalícia | $69.99 | one-time |


### Lendnote

[App page](https://appshunter.io/ios/app/lendnote-smart-debt-tracker/id6774566739)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Loans free?

Loans is free to download, with in-app purchases available.

### Is Lendnote free?

Lendnote is free to download, with no in-app purchases.

### Do Loans or Lendnote have ads?

Lendnote shows ads; Loans does not.

### Which is updated more often, Loans or Lendnote?

Loans ships an update weekly, and Lendnote every 3 days. Most recently, Loans was updated on October 4, 2026 and Lendnote on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*