# Payarc TouchPay vs FLO

Payarc TouchPay and FLO are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | Payarc TouchPay | FLO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.0 (2 ratings)](https://appshunter.io/ios/app/flo-secure-p2p-payments/id6757924859/reviews)** |
| Number of ratings | — | **2** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | — |
| Monetization | — | Free |
| Size | 51 MB | 185 MB |
| Requires iOS | 16.9 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [PAYARC LLC](https://appshunter.io/developer/1544074671) | [Sidikie Kamara](https://appshunter.io/developer/1865225948) |

## What reviewers say

### Payarc TouchPay

[App page](https://appshunter.io/ios/app/payarc-touchpay/id6756000664)

**In-app purchases:** none


### FLO

[App page](https://appshunter.io/ios/app/flo-secure-p2p-payments/id6757924859)

Send, receive, and manage money instantly and securely. Effortlessly split bills, pay vendors, and track all your transactions in one streamlined application. Designed for speed and simplicity, it makes moving money between individuals and businesses seamless.

**Highlights:** Instant money transfers, Easy bill splitting, Pay anyone, anywhere, Secure payments with encryption, Smart transaction tracking, Multiple payout options, Business-friendly features

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Payarc TouchPay free?

Payarc TouchPay is free to download, with no in-app purchases.

### Is FLO free?

FLO is free to download, with no in-app purchases.

### Do Payarc TouchPay or FLO have ads?

Neither Payarc TouchPay nor FLO shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*