# Payarc TouchPay vs SpendWidget

The clearest difference is in-app purchases: Payarc TouchPay at none against SpendWidget's 3. Payarc TouchPay also leads on iOS requirement (16.9 vs 26.1). SpendWidget's advantage is update cadence (fortnightly vs every 2 months). On price, ads and device support there is nothing between them.

Both are free to download. SpendWidget sells 3 in-app purchases, starting at $1.49 per month. Payarc TouchPay asks for nothing beyond the download.

Payarc TouchPay ships an update every 2 months, SpendWidget fortnightly. The most recent releases landed on October 25, 2026 and September 28, 2026 respectively.

## The numbers

| Metric | Payarc TouchPay | SpendWidget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (4 ratings)](https://appshunter.io/ios/app/spendwidget-expense-tracker/id6757985671/reviews)** |
| Number of ratings | — | **4** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | — | Free with in-app purchases |
| Size | 51 MB | 12 MB |
| Requires iOS | **16.9** | 26.1 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [PAYARC LLC](https://appshunter.io/developer/1544074671) | [Michael Sullivan](https://appshunter.io/developer/1816802531) |

## What reviewers say

### Payarc TouchPay

[App page](https://appshunter.io/ios/app/payarc-touchpay/id6756000664)

**In-app purchases:** none


### SpendWidget

[App page](https://appshunter.io/ios/app/spendwidget-expense-tracker/id6757985671)

This finance app focuses on your daily spending, offering clear totals with weekly and monthly context. It helps you understand your habits at a glance to make better financial decisions without overwhelming charts or complex budgets.

**Highlights:** Daily spending totals, Weekly spending context, Monthly spending context, Clear habit understanding, Simplified financial decisions

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendWidget Pro | $1.49 | per month |
| SpendWidget Pro | $2.99 | per month |
| SpendWidget Pro | $19.99 | per year |


## Frequently asked questions

### Is Payarc TouchPay free?

Payarc TouchPay is free to download, with no in-app purchases.

### Is SpendWidget free?

SpendWidget is free to download, with in-app purchases available.

### Do Payarc TouchPay or SpendWidget have ads?

Neither Payarc TouchPay nor SpendWidget shows ads.

### Which is updated more often, Payarc TouchPay or SpendWidget?

Payarc TouchPay ships an update every 2 months, and SpendWidget fortnightly. Most recently, Payarc TouchPay was updated on October 25, 2026 and SpendWidget on September 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*