# Payarc TouchPay vs SoftPoint Tap

The clearest difference is iOS requirement: Payarc TouchPay at 16.9 against SoftPoint Tap's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Payarc TouchPay ships an update every 2 months, SoftPoint Tap monthly. The most recent releases landed on October 3, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Payarc TouchPay | SoftPoint Tap |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/softpoint-tap/id6760796119/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | — | Free |
| Size | 51 MB | 55 MB |
| Requires iOS | **16.9** | 18.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [PAYARC LLC](https://appshunter.io/developer/1544074671) | [SoftPoint](https://appshunter.io/developer/493123064) |

## What reviewers say

### Payarc TouchPay

[App page](https://appshunter.io/ios/app/payarc-touchpay/id6756000664)

**In-app purchases:** none


### SoftPoint Tap

[App page](https://appshunter.io/ios/app/softpoint-tap/id6760796119)

Transform your iPhone into a payment terminal without needing any additional hardware. Accept contactless payments, including credit, debit, and mobile wallets, securely and instantly. Streamline your checkout process with a guided flow and send digital receipts via SMS or email.

**Highlights:** Accept contactless payments on iPhone, No card reader or dongle required, Secure and instant transaction processing, Seamless POS checkout flow, Digital receipts via SMS or email, Works in various business environments

**In-app purchases:** none


## Frequently asked questions

### Is Payarc TouchPay free?

Payarc TouchPay is free to download, with no in-app purchases.

### Is SoftPoint Tap free?

SoftPoint Tap is free to download, with no in-app purchases.

### Do Payarc TouchPay or SoftPoint Tap have ads?

Neither Payarc TouchPay nor SoftPoint Tap shows ads.

### Which is updated more often, Payarc TouchPay or SoftPoint Tap?

Payarc TouchPay ships an update every 2 months, and SoftPoint Tap monthly. Most recently, Payarc TouchPay was updated on October 3, 2026 and SoftPoint Tap on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*