# Qalta AI vs Expensa

The clearest difference is rating: Qalta AI at 4.6 against Expensa's 3.9. On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Qalta AI sells 4 in-app purchases, starting at $3.99 per month and Expensa sells 7 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Qalta AI holds the better App Store score, 4.6 against 3.9. Both are backed by a comparable volume of ratings — 17 and 10 respectively. Written reviews point the same way: 87% of Qalta AI's written reviews are positive against 86% of Expensa's.

Qalta AI ships an update weekly, Expensa every 11 days. The most recent releases landed on October 31, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | Qalta AI | Expensa |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (17 ratings)](https://appshunter.io/ios/app/qalta-ai-expense-tracker/id6756010294/reviews)** | [3.9 (10 ratings)](https://appshunter.io/ios/app/expensa-expense-tracker/id6758392205/reviews) |
| Number of ratings | **17** | 10 |
| Positive reviews | **87.2% of reviews** | 85.7% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Every 11 days |
| Monetization | Freemium | Freemium |
| Size | 90 MB | 91 MB |
| Requires iOS | **16.4** | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Daniel Tokkozhin](https://appshunter.io/developer/1158505850) | [Andrii Sereda](https://appshunter.io/developer/1780402701) |

## What reviewers say

### Qalta AI

[App page](https://appshunter.io/ios/app/qalta-ai-expense-tracker/id6756010294)

Effortlessly track your finances using voice commands or receipt scanning. Manage budgets, goals, and debts with intuitive insights and analytics. Share ledgers with family or import historical data from other apps.

**Highlights:** Voice logging for transactions, Receipt scanning and PDF import, Shared financial spaces, Import data from other apps, Multi-currency account support, Home Screen widget and Siri Shortcuts

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $3.99 | per month |
| Family Monthly | $5.99 | per month |
| Annually | $29.99 | per year |
| Family Annually | $49.99 | per year |


### Expensa

[App page](https://appshunter.io/ios/app/expensa-expense-tracker/id6758392205)

This app offers a private way to track expenses and manage budgets without linking bank accounts. It uses AI to automatically categorize transactions and build budgets, with support for over 150 currencies and iCloud syncing for privacy.

**Highlights:** Automatic transaction tracking via Wallet Shortcuts, AI-powered budget creation and categorization, Multi-currency support for travelers, Private iCloud sync, no bank linking, Shared budgets for family and partners, Customizable budget cycles and alerts

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Expensa PRO Monthly | $4.99 | per month |
| Expensa PRO Yearly | $39.99 | per year |
| 1 Espresso | $0.99 | one-time |
| 2 Espressos | $1.99 | one-time |
| 4 Espressos | $4.99 | one-time |
| 10 Espressos | $9.99 | one-time |
| Expensa Pro Lifetime | $79.99 | one-time |


## Frequently asked questions

### Is Qalta AI free?

Qalta AI is free to download, with in-app purchases available.

### Is Expensa free?

Expensa is free to download, with in-app purchases available.

### Which has better reviews, Qalta AI or Expensa?

Qalta AI is rated higher. Qalta AI averages 4.6 out of 5 from 17 ratings, while Expensa averages 3.9 from 10 ratings.

### Do Qalta AI or Expensa have ads?

Neither Qalta AI nor Expensa shows ads.

### Which is updated more often, Qalta AI or Expensa?

Qalta AI ships an update weekly, and Expensa every 11 days. Most recently, Qalta AI was updated on October 31, 2026 and Expensa on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*