# Fintech SmartPay vs Finyo

The clearest difference is update cadence: Finyo at monthly against Fintech SmartPay's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Fintech SmartPay ships an update every 4 months, Finyo monthly. The most recent releases landed on September 19, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | Fintech SmartPay | Finyo |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Monthly** |
| Size | 44 MB | 45 MB |
| Requires iOS | 16.6 | 16.6 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Fintech SmartPay](https://appshunter.io/developer/1857945386) | [Santiago Mattiauda](https://appshunter.io/developer/1799076631) |

## What reviewers say

### Fintech SmartPay

[App page](https://appshunter.io/ios/app/fintech-smartpay/id6756010699)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Finyo

[App page](https://appshunter.io/ios/app/finyo-fast-expense-tracker/id6758317121)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Fintech SmartPay free?

Fintech SmartPay is free to download, with no in-app purchases.

### Is Finyo free?

Finyo is free to download, with no in-app purchases.

### Do Fintech SmartPay or Finyo have ads?

Neither Fintech SmartPay nor Finyo shows ads.

### Which is updated more often, Fintech SmartPay or Finyo?

Fintech SmartPay ships an update every 4 months, and Finyo monthly. Most recently, Fintech SmartPay was updated on September 19, 2026 and Finyo on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*