Comparison

Simple Bookkeeping vs Holo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Bookkeeping

Effortlessly log expenses and income by snapping receipt photos or using quick entry shortcuts. Track spending, manage budgets, and view reports all on your device with optional iCloud sync. No ads or account required.

Highlights
  • Automatic amount and date extraction from receipt photos
  • Home Screen, Action Button, and Back Tap shortcuts for one-tap logging
  • Siri integration for voice-based expense logging
  • Customizable widgets for spending and budget tracking
  • Income, expense, and category reporting
  • Monthly and category budget alerts
  • Debt and card balance tracking
Features
Read full description

Simple Bookkeeping fills in the amount and date from a receipt photo or a picture in your library. Review it, then tap Confirm and save. Receipts One tap opens the camera or your photo library. The amount and date are filled in. Nothing is added until you tap Confirm and save. Shortcuts Add Simple Bookkeeping to Shortcuts, then place it on the Home Screen, the Action Button, or Back Tap. One tap records the amount and category without opening the app first. You can add that shortcut from inside the app. You can also say "Use Simple Bookkeeping to log one" to Siri, then answer the prompts for the amount and category. Widgets Included with the app. On the Home Screen: today's spending (small; medium has Add and Scan), this month's budget (small and medium, as a ring), recent entries (medium and large), and categories (small and medium, as a donut). On the Lock Screen: today's spending (rectangular and inline) and budget (circular and rectangular). Settings shows how to add them. Free - Income, expenses, and categories, in week, month, and year reports - A default currency in Settings, with 27 currencies and favorites - Monthly and category budgets for each currency, with alerts at 80% and 100% - Recurring bills that need confirmation before they post. You can also skip or pause them - Debts and card balances - A daily reminder that includes today's spending, plus a streak and a weekly report - Import a bill CSV exported from another app, preview it, then add the rows. CSV export is included - Templates for entries you repeat. A tap fills the form; you still save it - A short first-launch tour you can skip On your device and in your own iCloud The ledger is kept on your device and in your own iCloud. Sync is on by default, so your other devices can show the same records. We do not collect this data. No account is required, and there are no ads. The App Store privacy label is Data Not Collected. Face ID can lock the app. The app is in English, Japanese, Korean, Simplified Chinese, and Traditional Chinese. Bookkeeping and widgets are included. Tips are optional support for the developer.

About

Holo

Features
Read full description

Holo brings expense tracking, tasks, habits, and idea notes together so you can record your life and look back on it. Add an expense, organize today’s tasks, check off a habit, or save an idea. AI data processing is optional. Local features such as expenses, tasks, habits, and notes continue to work when it is off. When enabled, HoloAI can help organize, categorize, and summarize your records so they are easier to revisit. EXPENSE TRACKING AND SPENDING INSIGHTS Record income, expenses, categories, and accounts. Organize bills and spending records, and set billing cycles and project budgets. See where your money goes and use your records to plan a budget or savings goal. PHOTO AND VOICE-ASSISTED ENTRY Send a bill image to HoloAI to help identify the amount, category, and account. You can also describe a record by voice. AI features require AI data processing permission. Export transaction records and receipt images for safekeeping and review. TASKS AND TIME MANAGEMENT Organize tasks, plans, and schedules. Use a four-quadrant view to sort tasks by importance and urgency, then choose what to work on today. Review completions and task statistics to see how your plans are progressing. HABIT TRACKING Track habit completion and review your consistency in calendar and progress views. Add habits to Home Screen widgets and check them off from a widget, making small daily actions easier to maintain. IDEA NOTES AND DAILY JOURNALING Save ideas, opinions, notes, tags, and quotes. Capture a journal entry, reminder, or quick note before it slips away. With the related AI feature enabled, Holo can help organize topics so related notes are easier to find. CALENDAR AND AI REFLECTION Use week and month views to review daily expenses, tasks, habits, and life notes. With AI data processing enabled, HoloAI can summarize recent patterns, look for relationships across your records, and save useful insights to Memory Gallery. HEALTH DATA AND WIDGETS With Apple Health permission, view steps, sleep, stand hours, and workouts in read-only mode, along with sleep stages, activity distribution, and health trends. Add tasks, habits, and spending to Home Screen or Lock Screen widgets for quick access. ICLOUD SYNC AND DATA MANAGEMENT Holo syncs local records between your devices through your own private iCloud database. The app provides access to its Privacy Policy, Terms of Use, and account and data deletion tools. AI-generated content is for reference only and is not medical, financial, legal, or investment advice. PRIVACY AND DATA Holo does not use third-party ad tracking. Holo does not actively store the original request text, voice audio, or complete context you send to AI as user records. For service security, rate limiting, and troubleshooting, Holo’s backend keeps minimal technical logs or summaries and clears them regularly according to server settings. Holo does not write raw health data read from Apple HealthKit to its iCloud database. If you use an AI feature that needs health context, a necessary health summary is sent to Holo’s backend and third-party AI services only after you grant AI data processing permission. Privacy Policy: https://www.holoapp.cn/privacy Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Simple Bookkeeping4 screens
Holo4 screens

Verdict

The call

The clearest difference is update cadence: Holo at every 5 days against Simple Bookkeeping's every 2 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Simple Bookkeeping sells 3 one-off in-app purchases and Holo sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Simple Bookkeeping ships an update every 2 weeks, Holo every 5 days. Both last shipped on November 5, 2026.

Scorecard1 real difference · 8 level
Simple Bookkeeping versus Holo: the parameters behind the verdict, then further details
ParameterSimple BookkeepingHolo
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 2 weeksEvery 5 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree—
DevicesiPhoneiPhone, iPad — better
Requires iOS17.617.0 — better
Further details — not scored
Size5 MB100 MB
Age rating4+12+
Developer耀民 王予轩 唐

In-app purchases

3 purchases

Simple Bookkeeping

One-time3
  • 请作者喝一杯咖啡$1.99
  • 请作者喝2杯咖啡$4.99
  • 请作者喝好几杯咖啡$9.99
2 purchases

Holo

Subscriptions2
  • Holo Plus 月度会员$1.991 Month
  • Holo Plus 年度会员$14.991 Year

Questions

Is Simple Bookkeeping free?
Simple Bookkeeping is free to download, with in-app purchases available.
Is Holo free?
Holo is free to download, with in-app purchases available.
Do Simple Bookkeeping or Holo have ads?
Neither Simple Bookkeeping nor Holo shows ads.
Which is updated more often, Simple Bookkeeping or Holo?
Simple Bookkeeping ships an update every 2 weeks, and Holo every 5 days. Most recently, Simple Bookkeeping was updated on November 5, 2026 and Holo on November 5, 2026.

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