# SubsOwl vs Finilo

The clearest difference is in-app purchases: SubsOwl at none against Finilo's 1. Finilo's advantage is iOS requirement (15.1 vs 17). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Finilo sells 1 in-app purchase, starting at $29.00 per year. SubsOwl asks for nothing beyond the download.

SubsOwl ships an update fortnightly, Finilo every 2 weeks. The most recent releases landed on October 25, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | SubsOwl | Finilo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/finilo-subscription-tracker/id6758056526/reviews)** |
| Number of ratings | — | **2** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 2 weeks** |
| Monetization | — | Freemium |
| Size | 10 MB | 45 MB |
| Requires iOS | 17 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Osman BASARAN](https://appshunter.io/developer/1858078461) | [Bistrapay Inc](https://appshunter.io/developer/1662075593) |

## What reviewers say

### SubsOwl

[App page](https://appshunter.io/ios/app/subsowl-subscription-tracker/id6756030524)

**Features:** macOS Compatibility

**In-app purchases:** none


### Finilo

[App page](https://appshunter.io/ios/app/finilo-subscription-tracker/id6758056526)

Effortlessly manage all your recurring expenses, from streaming services to memberships. Get smart insights, renewal reminders, and AI-powered recommendations to help you save money and avoid surprise charges.

**Highlights:** AI-powered savings recommendations, Smart subscription tracking, Renewal reminders, Clear spending insights, Customizable categories, Simple and clean interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Finilo Subscription Tracker Premium | $29.00 | per year |


## Frequently asked questions

### Is SubsOwl free?

SubsOwl is free to download, with no in-app purchases.

### Is Finilo free?

Finilo is free to download, with in-app purchases available.

### Do SubsOwl or Finilo have ads?

Neither SubsOwl nor Finilo shows ads.

### Which is updated more often, SubsOwl or Finilo?

SubsOwl ships an update fortnightly, and Finilo every 2 weeks. Most recently, SubsOwl was updated on October 25, 2026 and Finilo on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*