# 全景记账 vs 知余

The clearest difference is in-app purchases: 知余 at none against 全景记账's 3. 全景记账's advantage is iOS requirement (15.0 vs 18.4). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. 全景记账 sells 3 in-app purchases, starting at $9.99 per month. 知余 asks for nothing beyond the download.

Both ship on a similar rhythm, roughly every 4 days. Both last shipped on November 5, 2026.

## The numbers

| Metric | 全景记账 | 知余 |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 4 days | Every 4 days |
| Size | 34 MB | 24 MB |
| Requires iOS | **15.0** | 18.4 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [Xiaoliang Zhang](https://appshunter.io/developer/1848566748) | [鹏 张](https://appshunter.io/developer/1887722355) |

## What reviewers say

### 全景记账

[App page](https://appshunter.io/ios/app/id6756062995)

**Features:** macOS Compatibility, iPhone Duo support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 全景记账 Pro 月度订阅 | $9.99 | per month |
| 全景记账 Pro 年度订阅 | $79.99 | per year |
| 终身会员 | $24.99 | one-time |


### 知余

[App page](https://appshunter.io/ios/app/id6767481786)

**In-app purchases:** none


## Frequently asked questions

### Is 全景记账 free?

全景记账 is free to download, with in-app purchases available.

### Is 知余 free?

知余 is free to download, with no in-app purchases.

### Do 全景记账 or 知余 have ads?

Neither 全景记账 nor 知余 shows ads.

### Which is updated more often, 全景记账 or 知余?

全景记账 ships an update every 4 days, and 知余 every 4 days. Most recently, 全景记账 was updated on November 5, 2026 and 知余 on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*