Bütçem vs Cebbin

Bütçem brings all your accounts, income, and expenses into one clean view. Understand exactly where your money goes, stay ahead of your bills, and build long-term savings effortlessly. KEY FEATURES: • Bank Statement (CSV) Import Easily upload bank and credit card CSV statements. Transactions are parsed automatically and mapped to appropriate categories within seconds. • Smart Budget & Overdraft Alerts Set custom limits for each category. Receive real-time alerts when you hit 80% and 100% of your budget, keeping you on track before you overspend. • Partial Debt & Loan Tracking Keep an organized log of money you owe or are owed. Record partial payments with remaining balances updated automatically. • Savings Goals & Monthly Simulation Set realistic savings targets. Bütçem calculates the exact monthly contribution required to reach your target on time and lets you transfer funds directly from your accounts. • Advanced Search & Multi-Filtering Quickly find any past purchase with instant keyword search and interactive date, account, and category filter chips. • Multi-Account & Net Worth Overview Manage cash, checking accounts, credit cards, and investments together. Watch your total net worth grow month over month. • Total Privacy & Security Biometric Face ID / Touch ID lock with customizable timeout, stealth balance mode, and secure cloud sync. Take control of your personal finances today. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.termsfeed.com/live/bfe9bf4d-3e66-47d5-b43c-93cae20c41fd

Cebbin combines your personal finances and small business in a single app, powered by AI. Most apps only manage budgets or only do basic accounting; Cebbin does both. Personal Finance - Track income and expenses by category. Recurring expenses like rent, subscriptions, and bills are automatically generated each month. - Break down installment payments; see your payment schedule and cash flow. - Set budget limits and receive alerts for overspends. Only expenses you actually pay are added to your budget. - Overdue and upcoming payments are always in front of you. AI - AI Debt Planner: Compares snowball, avalanche, and penalty-prevention strategies, and calculates your debt-free date. - Cebbin AI Chat: Ask questions based on your own data and receive personalized advice. - Smart insights: expense analysis and savings opportunities. Reports - Cash flow, profit/loss, category breakdown, and trends. - Projections for the coming month and the "where did the money go" flow breakdown. Markets & Portfolio - Watch live gold, currency, crypto, and stock prices. - Add your portfolio; see total value and profit/loss in real time. Business - Current account, VAT invoice, inventory, personnel (payroll & leave), tax calendar, checks/bills, fixed assets, cash, and bank accounts. Why Cebbin? - Personal budget + business + artificial intelligence in one place. - Multi-currency; records in different exchange rates are accurately collected. - Turkish, English, and German. Your data is securely stored, and your session is encrypted. Note: Market data and AI recommendations are for informational purposes only; they are not investment advice. Terms of Use: https://cebbin.com/en/terms-of-use Privacy Policy: https://cebbin.com/en/privacy-policy