# Budbud vs Zero Debt

The clearest difference is iOS requirement: Zero Debt at 17.0 against Budbud's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Budbud sells 3 in-app purchases, starting at $3.99 per month and Zero Debt sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Budbud ships an update every 5 days, Zero Debt every 2 days. The most recent releases landed on July 17, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | Budbud | Zero Debt |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/budbud/id6756146782/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 5 days | **Every 2 days** |
| Monetization | Freemium | — |
| Size | 8 MB | 13 MB |
| Requires iOS | 26.0 | **17.0** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Adam Train](https://appshunter.io/developer/6789174295) | [Sardor Akbarov](https://appshunter.io/developer/6780028842) |

## What reviewers say

### Budbud

[App page](https://appshunter.io/ios/app/budbud/id6756146782)

This app provides a clear overview of your cash flow, helping you manage income, expenses, and debts with minimal effort. It offers detailed financial projections, debt management tools, and a visual calendar heatmap for spending analysis.

**Highlights:** Complete financial visibility dashboard, Pay cycle tracking with shortfall alerts, Smart income & expense tracking, Fluctuating expense estimation, Powerful debt management tools, Detailed financial projections, Calendar heatmap for spending intensity

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $3.99 | per month |
| Premium Annual | $29.99 | per year |
| Premium Lifetime | $99.99 | one-time |


### Zero Debt

[App page](https://appshunter.io/ios/app/zero-debt-payoff-planner/id6797665696)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Zero Pro Monthly | $4.99 | per month |
| Zero Pro | $39.99 | per year |
| Zero Pro Lifetime | $79.99 | one-time |


## Frequently asked questions

### Is Budbud free?

Budbud is free to download, with in-app purchases available.

### Is Zero Debt free?

Zero Debt is free to download, with in-app purchases available.

### Do Budbud or Zero Debt have ads?

Neither Budbud nor Zero Debt shows ads.

### Which is updated more often, Budbud or Zero Debt?

Budbud ships an update every 5 days, and Zero Debt every 2 days. Most recently, Budbud was updated on July 17, 2026 and Zero Debt on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*