# BillLoop vs Last Payment

The clearest difference is iOS requirement: Last Payment at 16.4 against BillLoop's 18.0. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. BillLoop sells 3 in-app purchases, starting at $2.99 per month and Last Payment sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for BillLoop against 5.0 for Last Payment. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

BillLoop ships an update fortnightly, Last Payment every 3 weeks. The most recent releases landed on October 7, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | BillLoop | Last Payment |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/billloop-payment-tracker/id6756179498/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/last-payment-bill-tracker/id6759302783/reviews) |
| Number of ratings | 1 | 1 |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Freemium | Freemium |
| Size | 21 MB | 60 MB |
| Requires iOS | 18.0 | **16.4** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Lionel Ng](https://appshunter.io/developer/1819297057) | [Emre Balli](https://appshunter.io/developer/1635136655) |

## What reviewers say

### BillLoop

[App page](https://appshunter.io/ios/app/billloop-payment-tracker/id6756179498)

Easily manage all your recurring payments and subscriptions in one organized place. Receive timely reminders to avoid late fees and keep track of your expenses with smart notifications and home screen widgets.

**Highlights:** Unlimited bill tracking, Customizable due date reminders, Interactive home screen widgets, iCloud sync across devices, Color-coded categories (Pro), Offline OCR bill scanning (Pro), Data export to CSV (Pro)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| BillLoop Pro Monthly | $2.99 | per month |
| BillLoop Pro Biannually | $15.99 | per 6 months |
| BillLoop Pro Yearly | $29.99 | per year |


### Last Payment

[App page](https://appshunter.io/ios/app/last-payment-bill-tracker/id6759302783)

Securely track bills, subscriptions, and debts offline. Get timely reminders and an overview of upcoming, overdue, and paid expenses. Pro features offer advanced analytics and data export.

**Highlights:** Offline data privacy, Unlimited bill tracking, Flexible recurring payment setup, Upcoming, overdue, and paid expense overview, Customizable reminders, Spending analytics, Export to CSV & PDF

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Last Payment Pro Monthly | $3.99 | per month |
| Last Payment Pro Yearly | $19.99 | per year |


## Frequently asked questions

### Is BillLoop free?

BillLoop is free to download, with in-app purchases available.

### Is Last Payment free?

Last Payment is free to download, with in-app purchases available.

### Which has better reviews, BillLoop or Last Payment?

BillLoop and Last Payment are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.

### Do BillLoop or Last Payment have ads?

Neither BillLoop nor Last Payment shows ads.

### Which is updated more often, BillLoop or Last Payment?

BillLoop ships an update fortnightly, and Last Payment every 3 weeks. Most recently, BillLoop was updated on October 7, 2026 and Last Payment on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*