# Budget & Expense Track vs Zero

The clearest difference is in-app purchases: Budget & Expense Track at none against Zero's 4. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Zero sells 4 one-off in-app purchases. Budget & Expense Track asks for nothing beyond the download.

Budget & Expense Track ships an update every 4 days, Zero weekly. The most recent releases landed on September 9, 2026 and September 1, 2026 respectively.

## The numbers

| Metric | Budget & Expense Track | Zero |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 4 days** | Weekly |
| Size | 11 MB | 2 MB |
| Requires iOS | 17.6 | **17.0** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Mohamed Fakiri](https://appshunter.io/developer/1397160283) | [APPCITY Limited Liability Company](https://appshunter.io/developer/1534242389) |

## What reviewers say

### Budget & Expense Track

[App page](https://appshunter.io/ios/app/budget-and-expense-track-stack/id6756195774)

**Features:** macOS Compatibility

**In-app purchases:** none


### Zero

[App page](https://appshunter.io/ios/app/zero-debt-payoff-planner/id6781073044)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Small Tip | $2.99 | one-time |
| Medium Tip | $4.99 | one-time |
| Large Tip | $9.99 | one-time |
| Zero Plus | $14.99 | one-time |


## Frequently asked questions

### Is Budget & Expense Track free?

Budget & Expense Track is free to download, with no in-app purchases.

### Is Zero free?

Zero is free to download, with in-app purchases available.

### Do Budget & Expense Track or Zero have ads?

Neither Budget & Expense Track nor Zero shows ads.

### Which is updated more often, Budget & Expense Track or Zero?

Budget & Expense Track ships an update every 4 days, and Zero weekly. Most recently, Budget & Expense Track was updated on September 9, 2026 and Zero on September 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*