# Payback vs Solace

Payback and Solace are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Payback sells 3 in-app purchases, starting at $3.99 per month and Solace sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Payback ships an update weekly, Solace every 6 days. The most recent releases landed on October 8, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | Payback | Solace |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | **Every 6 days** |
| Size | 4 MB | 46 MB |
| Requires iOS | 17.2 | **16.4** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Joshua Crellin](https://appshunter.io/developer/1859115556) | [Vahan Petrosyan](https://appshunter.io/developer/6794634287) |

## What reviewers say

### Payback

[App page](https://appshunter.io/ios/app/payback-debt-and-iou-tracker/id6756201066)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Plus Monthly | $3.99 | per month |
| Plus Yearly | $29.99 | per year |
| Plus Lifetime | $99.99 | one-time |


### Solace

[App page](https://appshunter.io/ios/app/solace-expense-tracker/id6794634285)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Plus | $4.99 | per month |
| Solace Premium (Monthly) | $9.99 | per month |
| Plus | $49.99 | per year |
| Solace Premium (Yearly) | $99.99 | per year |


## Frequently asked questions

### Is Payback free?

Payback is free to download, with in-app purchases available.

### Is Solace free?

Solace is free to download, with in-app purchases available.

### Do Payback or Solace have ads?

Neither Payback nor Solace shows ads.

### Which is updated more often, Payback or Solace?

Payback ships an update weekly, and Solace every 6 days. Most recently, Payback was updated on October 8, 2026 and Solace on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*