# Simple Spend Tracker vs SpendWithPlan

The clearest difference is in-app purchases: SpendWithPlan at none against Simple Spend Tracker's 1. SpendWithPlan also leads on update cadence (daily vs every 3 weeks). Simple Spend Tracker's advantage is iOS requirement (15.6 vs 18.5). On price, ads and device support there is nothing between them.

Both are free to download. Simple Spend Tracker sells 1 one-off in-app purchase. SpendWithPlan asks for nothing beyond the download.

Simple Spend Tracker ships an update every 3 weeks, SpendWithPlan daily. The most recent releases landed on September 9, 2026 and September 4, 2026 respectively.

## The numbers

| Metric | Simple Spend Tracker | SpendWithPlan |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/simple-spend-tracker/id6756213365/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Daily** |
| Monetization | Free with in-app purchases | — |
| Size | 6 MB | 6 MB |
| Requires iOS | **15.6** | 18.5 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [JOEL PATRICK NELSON](https://appshunter.io/developer/1859230490) | [Oliver Bugar](https://appshunter.io/developer/1861192579) |

## What reviewers say

### Simple Spend Tracker

[App page](https://appshunter.io/ios/app/simple-spend-tracker/id6756213365)

Easily manage your money without linking bank accounts or creating online profiles. This app uses the envelope budgeting method for straightforward tracking of your spending and deposits, keeping you in control of your finances.

**Highlights:** Envelope budgeting method, Manual transaction logging, Offline functionality, No bank account linking, One-time purchase unlock, Distraction-free interface

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SimpleSpend Pro | $1.99 | one-time |


### SpendWithPlan

[App page](https://appshunter.io/ios/app/spendwithplan/id6758676961)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Simple Spend Tracker free?

Simple Spend Tracker is free to download, with in-app purchases available.

### Is SpendWithPlan free?

SpendWithPlan is free to download, with no in-app purchases.

### Do Simple Spend Tracker or SpendWithPlan have ads?

Neither Simple Spend Tracker nor SpendWithPlan shows ads.

### Which is updated more often, Simple Spend Tracker or SpendWithPlan?

Simple Spend Tracker ships an update every 3 weeks, and SpendWithPlan daily. Most recently, Simple Spend Tracker was updated on September 9, 2026 and SpendWithPlan on September 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*