# Simple Spend Tracker vs CashEnvelope

The clearest difference is rating: Simple Spend Tracker at 5.0 against CashEnvelope's 1.0. Simple Spend Tracker also leads on ads (none vs shown) and iOS requirement (15.6 vs 17.0). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Simple Spend Tracker sells 1 one-off in-app purchase and CashEnvelope sells 1 in-app purchase, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Simple Spend Tracker holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

Simple Spend Tracker ships an update every 3 weeks, CashEnvelope every 10 days. The most recent releases landed on September 27, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | Simple Spend Tracker | CashEnvelope |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/simple-spend-tracker/id6756213365/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/cashenvelope/id6768061153/reviews) |
| Number of ratings | 1 | 1 |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Every 10 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 6 MB | 16 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [JOEL PATRICK NELSON](https://appshunter.io/developer/1859230490) | [Tabish Hassan](https://appshunter.io/developer/1885918100) |

## What reviewers say

### Simple Spend Tracker

[App page](https://appshunter.io/ios/app/simple-spend-tracker/id6756213365)

Easily manage your money without linking bank accounts or creating online profiles. This app uses the envelope budgeting method for straightforward tracking of your spending and deposits, keeping you in control of your finances.

**Highlights:** Envelope budgeting method, Manual transaction logging, Offline functionality, No bank account linking, One-time purchase unlock, Distraction-free interface

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SimpleSpend Pro | $1.99 | one-time |


### CashEnvelope

[App page](https://appshunter.io/ios/app/cashenvelope/id6768061153)

This app digitally replicates the cash envelope budgeting method, allowing you to allocate funds for various expenses. Track spending with visual fill bars and forecast your end-of-month financial status without linking bank accounts.

**Highlights:** Digital envelope system, Live liquid-fill spending visualization, Transaction logging in two taps, End-of-month financial forecasting, Customizable roll-over behavior, Monthly spending overview with charts, Automatic paycheck allocation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CashEnvelope Premium Monthly | $2.99 | per month |


## Frequently asked questions

### Is Simple Spend Tracker free?

Simple Spend Tracker is free to download, with in-app purchases available.

### Is CashEnvelope free?

CashEnvelope is free to download, with in-app purchases available.

### Which has better reviews, Simple Spend Tracker or CashEnvelope?

Simple Spend Tracker is rated higher. Simple Spend Tracker averages 5.0 out of 5 from 1 ratings, while CashEnvelope averages 1.0 from 1 ratings.

### Do Simple Spend Tracker or CashEnvelope have ads?

CashEnvelope shows ads; Simple Spend Tracker does not.

### Which is updated more often, Simple Spend Tracker or CashEnvelope?

Simple Spend Tracker ships an update every 3 weeks, and CashEnvelope every 10 days. Most recently, Simple Spend Tracker was updated on September 27, 2026 and CashEnvelope on October 1, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*