# Yieldly vs Payoff GO

The clearest difference is update cadence: Payoff GO at daily against Yieldly's every 9 days. Payoff GO also leads on monetization model (free vs freemium). Yieldly's advantage is ratings volume (35 vs 2) and device support (4 vs 2). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Yieldly sells 2 in-app purchases, starting at $4.99 per month and Payoff GO sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.9 for Yieldly against 5.0 for Payoff GO. That said, the two scores are not equally well evidenced: Yieldly has 35 ratings behind it against 2, so its average is the more settled of the two.

Yieldly ships an update every 9 days, Payoff GO daily. Both last shipped on November 5, 2026.

## The numbers

| Metric | Yieldly | Payoff GO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (35 ratings)](https://appshunter.io/ios/app/yieldly-dividend-tracker/id6756242440/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/payoff-go-debt-payoff/id6777921610/reviews)** |
| Number of ratings | **35** | 2 |
| Positive reviews | 84.2% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 9 days | **Daily** |
| Monetization | Freemium | **Free** |
| Size | 49 MB | 14 MB |
| Requires iOS | **15.0** | 17.6 |
| Devices | **iPhone, iPad, iPod, Mac** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Googly, LLC](https://appshunter.io/developer/1818853245) | [Carl Nie](https://appshunter.io/developer/1896319988) |

## What reviewers say

### Yieldly

[App page](https://appshunter.io/ios/app/yieldly-dividend-tracker/id6756242440)

Discover and track dividend stocks and ETFs. Monitor your portfolio, estimate future income, and stay informed about important dividend dates. Visualize your holdings with heat maps and analyze historical dividend trends.

**Highlights:** Discover dividend stocks and ETFs, Track estimated dividend income, Visualize holdings with heat maps, Forecast upcoming dividend payouts, Analyze dividend history, Monitor dividend dates, Create watchlists

**Features:** Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $4.99 | per month |
| Pro Yearly | $49.99 | per year |


### Payoff GO

[App page](https://appshunter.io/ios/app/payoff-go-debt-payoff/id6777921610)

This app helps you manage and pay off your debts by turning the process into a motivating daily habit. Track balances, compare payoff strategies, and visualize your progress towards becoming debt-free.

**Highlights:** Debt payoff strategies (snowball, avalanche), Track various debt types, Balance, APR, and progress views, Quick payment logging, Progress levels and milestones, Motivating stats

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Payoff GO Monthly | $1.99 | per month |
| Payoff GO Yearly | $11.99 | per year |
| Payoff GO Lifetime | $35.99 | one-time |


## Frequently asked questions

### Is Yieldly free?

Yieldly is free to download, with in-app purchases available.

### Is Payoff GO free?

Payoff GO is free to download, with in-app purchases available.

### Which has better reviews, Yieldly or Payoff GO?

Payoff GO is rated higher. Yieldly averages 4.9 out of 5 from 35 ratings, while Payoff GO averages 5.0 from 2 ratings.

### Do Yieldly or Payoff GO have ads?

Neither Yieldly nor Payoff GO shows ads.

### Which is updated more often, Yieldly or Payoff GO?

Yieldly ships an update every 9 days, and Payoff GO daily. Most recently, Yieldly was updated on November 5, 2026 and Payoff GO on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*