# Surge Credit vs SharedHaven

The clearest difference is update cadence: Surge Credit at every 3 weeks against SharedHaven's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Surge Credit ships an update every 3 weeks, SharedHaven every 2 months. The most recent releases landed on October 12, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Surge Credit | SharedHaven |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (5 ratings)](https://appshunter.io/ios/app/surge-credit/id6756261968/reviews)** | — |
| Number of ratings | **5** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free | — |
| Size | 58 MB | 43 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Surge Credit](https://appshunter.io/developer/1859597633) | [MARGIN INTERNATIONAL LLC](https://appshunter.io/developer/1894993576) |

## What reviewers say

### Surge Credit

[App page](https://appshunter.io/ios/app/surge-credit/id6756261968)

Access a Bitcoin-native dollar credit line without selling your cryptocurrency. Control your funds with a self-custodial wallet, lock Bitcoin as collateral, and draw funds instantly. Enjoy flexible repayment and verifiable on-chain security.

**Highlights:** Bitcoin-native credit line, Self-custodial wallet, Verifiable on-chain collateral, Flexible repayment options, Rates from 6.9% APR, Draw funds as USDC or gift cards

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SharedHaven

[App page](https://appshunter.io/ios/app/sharedhaven/id6762748392)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Surge Credit free?

Surge Credit is free to download, with no in-app purchases.

### Is SharedHaven free?

SharedHaven is free to download, with no in-app purchases.

### Do Surge Credit or SharedHaven have ads?

Neither Surge Credit nor SharedHaven shows ads.

### Which is updated more often, Surge Credit or SharedHaven?

Surge Credit ships an update every 3 weeks, and SharedHaven every 2 months. Most recently, Surge Credit was updated on October 12, 2026 and SharedHaven on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*