# YMC Wallet vs UPay

The clearest difference is update cadence: UPay at every 4 days against YMC Wallet's every 3 weeks. YMC Wallet's advantage is iOS requirement (13.4 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

YMC Wallet ships an update every 3 weeks, UPay every 4 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | YMC Wallet | UPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (1 ratings)](https://appshunter.io/ios/app/ymc-wallet/id6756297604/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 4 days** |
| Monetization | Free | — |
| Size | 165 MB | 35 MB |
| Requires iOS | **13.4** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [GRACE MOUNT LIMITED](https://appshunter.io/developer/1859927863) | [CHINA DIGITAL CURRENCY TECHNOLOGY LIMITED](https://appshunter.io/developer/1890182353) |

## What reviewers say

### YMC Wallet

[App page](https://appshunter.io/ios/app/ymc-wallet/id6756297604)

A lightweight decentralized Web3 wallet supporting major public chains like Ethereum and BSC. It enables easy crypto asset transfers, address management, and mnemonic phrase backups, with private keys stored locally for enhanced security. Seamlessly connect to DApps for on-chain interactions.

**Highlights:** Decentralized Web3 wallet, Supports Ethereum, BSC, Polygon, Crypto asset transfers, Address management, Mnemonic phrase backup, Local private key storage, DApp connectivity

**In-app purchases:** none


### UPay

[App page](https://appshunter.io/ios/app/upay/id6761536917)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is YMC Wallet free?

YMC Wallet is free to download, with no in-app purchases.

### Is UPay free?

UPay is free to download, with no in-app purchases.

### Do YMC Wallet or UPay have ads?

Neither YMC Wallet nor UPay shows ads.

### Which is updated more often, YMC Wallet or UPay?

YMC Wallet ships an update every 3 weeks, and UPay every 4 days. Most recently, YMC Wallet was updated on October 24, 2026 and UPay on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*