Comparison

EthioPays vs Kacha

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

EthioPays

Send money instantly and securely to Ethiopian bank accounts from anywhere globally. This app offers competitive exchange rates, real-time tracking, and multi-language support for seamless cross-border remittances.

Highlights
  • Instant money transfers to Ethiopian banks
  • Real-time exchange rates
  • Secure encryption and 2FA
  • Transfer tracking with live updates
  • Multi-language support (English & Amharic)
  • User-friendly interface
Features
Read full description

EthioPay is the fastest and most secure way to send money to Ethiopian bank accounts from anywhere in the world. Built for the global Ethiopian diaspora and international users, our app makes cross-border remittances simple, safe, and affordable. KEY FEATURES: • Instant money transfers to all major Ethiopian banks • Real-time exchange rates with competitive pricing • Secure encryption and industry-standard security • Transfer tracking with live status updates • Multi-language support (English & Amharic) • Push notifications for transaction updates • User-friendly interface designed for all ages SECURITY & TRUST: • AES-256 encryption for all transactions • Two-factor authentication (2FA) • Tokenized payment processing • Regulatory compliance and licensing WHY CHOOSE ETHIOPAY: • Fast transfers - money arrives within minutes • Transparent fees with no hidden charges • 24/7 customer support • Trusted by thousands of users worldwide • Regular promotions and special rates Whether you're supporting family, paying for services, or conducting business, EthioPay ensures your money reaches its destination quickly and securely. Join the growing community of users who trust EthioPay for their remittance needs. Download now and experience the future of money transfers to Ethiopia.

About

Kacha

Features
Read full description

Kacha: your receipts, rewarded. Scan the receipts you already get and earn Kacha Points. Check what things should cost before you pay, keep a streak, and take on missions from the brands you buy. Kacha reads every receipt for you, so there is no typing. SCAN AND EARN Snap a receipt or scan its eTIMS QR code. Kacha reads the store, the date and every item, checks that it is genuine, and adds Kacha Points for each valid scan. The app always shows what a scan earned and why. CHECK PRICE See the typical price of a product near you, the range most people pay, and how it has moved over the year. Prices come from real receipts scanned by shoppers, and each one shows how recent it is. STREAKS Scan on consecutive days to build a streak and earn a bonus every seventh day. A freeze covers a day you miss. BRAND MISSIONS Brands you already buy set missions, such as trying a product or buying it again. Scan the receipt and the points are yours. SPEND SMARTER Set a monthly budget, see your spending by category, and keep every receipt filed and searchable. M-PESA payments are captured alongside your receipts. USE YOUR POINTS Put your Kacha Points toward airtime, sent straight to your phone where it is available. INVITE FRIENDS Share your code. When a friend keeps scanning, you both earn bonus points. BUILT FOR EAST AFRICA Works with KRA eTIMS receipts, KES and M-PESA. Sign in with Apple, Google or email, and protect the app with Face ID or Touch ID. PRIVACY Brands see purchases added up across many shoppers, never names, phone numbers or accounts. You can delete your account from inside the app at any time. Kacha is free to use. Questions? hello@kachalabs.com

Screenshots

EthioPays3 screens
Kacha4 screens

Verdict

The call

The clearest difference is device support: EthioPays at 3 against Kacha's 1. EthioPays also leads on iOS requirement (15 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

EthioPays ships an update every 2 weeks, Kacha every 3 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 8 level
EthioPays versus Kacha: the parameters behind the verdict, then further details
ParameterEthioPaysKacha
PriceFreeFree
Rating5.0 (4 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings4 — better—
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15 — better17.0
Further details — not scored
Size36 MB22 MB
Age rating4+12+
DeveloperEthio SolutionsIan Njenga

In-app purchases

None

EthioPays

No in-app purchases

None

Kacha

No in-app purchases

Questions

Is EthioPays free?
EthioPays is free to download, with no in-app purchases.
Is Kacha free?
Kacha is free to download, with no in-app purchases.
Do EthioPays or Kacha have ads?
Neither EthioPays nor Kacha shows ads.
Which is updated more often, EthioPays or Kacha?
EthioPays ships an update every 2 weeks, and Kacha every 3 weeks. Most recently, EthioPays was updated on October 24, 2026 and Kacha on October 25, 2026.

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