# Capay Global vs InstantTF

The clearest difference is update cadence: InstantTF at every 3 weeks against Capay Global's every 2 months. InstantTF also leads on iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Capay Global ships an update every 2 months, InstantTF every 3 weeks. The most recent releases landed on June 1, 2026 and September 11, 2026 respectively.

## The numbers

| Metric | Capay Global | InstantTF |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/capay-global/id6756371733/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 39 MB | 54 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [GlobalPay Cloud Limited](https://appshunter.io/developer/1840719874) | [Etegram](https://appshunter.io/developer/1639306033) |

## What reviewers say

### Capay Global

[App page](https://appshunter.io/ios/app/capay-global/id6756371733)

Facilitates instant and secure money transfers between financial platforms like Deriv, mobile money services, and local banks. Offers a unified interface for managing deposits and withdrawals efficiently.

**Highlights:** Instant deposits and withdrawals, Multi-channel payment connectivity, High-level security, Real-time transaction tracking, User-friendly interface, 24/7 access

**Features:** macOS Compatibility

**In-app purchases:** none


### InstantTF

[App page](https://appshunter.io/ios/app/instanttf/id6756574847)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Capay Global free?

Capay Global is free to download, with no in-app purchases.

### Is InstantTF free?

InstantTF is free to download, with no in-app purchases.

### Do Capay Global or InstantTF have ads?

Neither Capay Global nor InstantTF shows ads.

### Which is updated more often, Capay Global or InstantTF?

Capay Global ships an update every 2 months, and InstantTF every 3 weeks. Most recently, Capay Global was updated on June 1, 2026 and InstantTF on September 11, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*