# Split Mate vs SmartPay2U 2.0

The clearest difference is in-app purchases: SmartPay2U 2.0 at none against Split Mate's 8. Split Mate's advantage is iOS requirement (13.0 vs 16.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Split Mate sells 8 one-off in-app purchases. SmartPay2U 2.0 asks for nothing beyond the download.

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 11, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Split Mate | SmartPay2U 2.0 |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Weekly | Weekly |
| Size | 51 MB | 125 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Babu Mariappan](https://appshunter.io/developer/1860928279) | [PAYROLL2U PTE. LTD.](https://appshunter.io/developer/901475416) |

## What reviewers say

### Split Mate

[App page](https://appshunter.io/ios/app/split-mate-settle-up-fast/id6756495212)

**Features:** macOS Compatibility

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Tiny Tip | $0.99 | one-time |
| Small Tip | $1.99 | one-time |
| Medium Tip | $2.99 | one-time |
| Large Tip | $4.99 | one-time |
| Generous Tip | $6.99 | one-time |
| Super Tip | $9.99 | one-time |
| Mega Tip | $19.99 | one-time |
| Split Mate Patron | $44.99 | one-time |


### SmartPay2U 2.0

[App page](https://appshunter.io/ios/app/smartpay2u-20/id6759133381)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Split Mate free?

Split Mate is free to download, with in-app purchases available.

### Is SmartPay2U 2.0 free?

SmartPay2U 2.0 is free to download, with no in-app purchases.

### Do Split Mate or SmartPay2U 2.0 have ads?

Neither Split Mate nor SmartPay2U 2.0 shows ads.

### Which is updated more often, Split Mate or SmartPay2U 2.0?

Split Mate ships an update weekly, and SmartPay2U 2.0 weekly. Most recently, Split Mate was updated on October 11, 2026 and SmartPay2U 2.0 on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*