# RateReady vs Loan Calculator

The clearest difference is in-app purchases: RateReady at none against Loan Calculator's 3. RateReady also leads on ads (none vs shown) and update cadence (weekly vs every 5 weeks). On price, device support and iOS requirement there is nothing between them.

Both are free to download. Loan Calculator sells 3 in-app purchases, starting at $0.99 per 7 days. RateReady asks for nothing beyond the download.

RateReady ships an update weekly, Loan Calculator every 5 weeks. The most recent releases landed on October 26, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | RateReady | Loan Calculator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/loan-calculator-plan-smart/id6762836797/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | **Weekly** | Every 5 weeks |
| Monetization | — | Free with in-app purchases |
| Size | 5 MB | 47 MB |
| Requires iOS | 17.1 | **16.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Greg McInnes](https://appshunter.io/developer/1859356640) | [Rakesh Vaghasiya](https://appshunter.io/developer/1757896271) |

## What reviewers say

### RateReady

[App page](https://appshunter.io/ios/app/rateready/id6756511716)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Loan Calculator

[App page](https://appshunter.io/ios/app/loan-calculator-plan-smart/id6762836797)

This financial app helps you plan loans, savings, and investments with various calculators. It offers tools for EMI calculation, interest estimation, and long-term financial goal planning. Get quick and accurate results for everyday financial needs.

**Highlights:** Loan EMI Calculator, Savings & Investment Tools, Everyday Financial Calculators, Financial Guidance, Interest Calculation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Access | $0.99 | per 7 days |
| Monthly Access | $2.99 | per month |
| Yearly Access | $49.99 | per year |


## Frequently asked questions

### Is RateReady free?

RateReady is free to download, with no in-app purchases.

### Is Loan Calculator free?

Loan Calculator is free to download, with in-app purchases available.

### Do RateReady or Loan Calculator have ads?

Loan Calculator shows ads; RateReady does not.

### Which is updated more often, RateReady or Loan Calculator?

RateReady ships an update weekly, and Loan Calculator every 5 weeks. Most recently, RateReady was updated on October 26, 2026 and Loan Calculator on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*