# Setomy vs Smart Savings Tracker

Setomy and Smart Savings Tracker are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Setomy sells 1 in-app purchase, starting at $1.99 per month and Smart Savings Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Setomy ships an update monthly, Smart Savings Tracker every 3 weeks. Both last shipped on October 8, 2026.

## The numbers

| Metric | Setomy | Smart Savings Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | — | Free with in-app purchases |
| Size | 67 MB | 10 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [AppSeed, Incorporated.](https://appshunter.io/developer/1268184135) | [KOTARO OMORI](https://appshunter.io/developer/1852710904) |

## What reviewers say

### Setomy

[App page](https://appshunter.io/ios/app/setomyaction-based-saving-app/id6756512200)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Plan | $1.99 | per month |


### Smart Savings Tracker

[App page](https://appshunter.io/ios/app/smart-savings-tracker/id6756996526)

Visualize your savings and stay motivated by tracking money not spent. Set multiple goals, build streaks, and get daily reminders to log your progress. Premium features offer enhanced convenience and security.

**Highlights:** Log money saved from skipped purchases, Set multiple savings goals, Build daily streaks for motivation, Home screen widget for quick checks, Calendar view for progress overview, Visual charts for savings insights, Daily logging reminders

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Savings Premium | $4.99 | one-time |


## Frequently asked questions

### Is Setomy free?

Setomy is free to download, with in-app purchases available.

### Is Smart Savings Tracker free?

Smart Savings Tracker is free to download, with in-app purchases available.

### Do Setomy or Smart Savings Tracker have ads?

Both Setomy and Smart Savings Tracker show ads.

### Which is updated more often, Setomy or Smart Savings Tracker?

Setomy ships an update monthly, and Smart Savings Tracker every 3 weeks. Most recently, Setomy was updated on October 8, 2026 and Smart Savings Tracker on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*