# Pobi vs M Budget

The clearest difference is monetization model: M Budget at free against Pobi's freemium. M Budget also leads on device support (3 vs 1). Pobi's advantage is update cadence (every 4 days vs every 2 weeks) and ratings volume (4 vs 1). On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. Pobi sells 4 in-app purchases, starting at $1.99 per month and M Budget sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Pobi against 5.0 for M Budget. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Pobi ships an update every 4 days, M Budget every 2 weeks. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Pobi | M Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (4 ratings)](https://appshunter.io/ios/app/pobi-budget-tracker/id6756515030/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/m-budget-expense-tracker/id6780538389/reviews) |
| Number of ratings | **4** | 1 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 2 weeks |
| Monetization | Freemium | **Free** |
| Size | 10 MB | 35 MB |
| Requires iOS | 17.6 | **17.2** |
| Devices | iPhone | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [硕 李](https://appshunter.io/developer/1860649327) | [海燕 赵](https://appshunter.io/developer/6780315706) |

## What reviewers say

### Pobi

[App page](https://appshunter.io/ios/app/pobi-budget-tracker/id6756515030)

Effortlessly track your expenses with AI-powered photo and voice input, or simple manual entry. Focus solely on spending without complex budgeting or income tracking.

**Highlights:** AI-powered expense recognition from photos, Voice input for quick expense logging, Manual expense entry, Focus on spending only, Simple, minimalist design

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 月度会员 | $1.99 | per month |
| 季度会员 | $3.99 | per 3 months |
| 年度会员 | $14.99 | per year |
| PaoZhi Lifetime Unlock | $3.99 | one-time |


### M Budget

[App page](https://appshunter.io/ios/app/m-budget-expense-tracker/id6780538389)

This app helps you manage your finances with simple expense tracking, clear charts, and budget alerts. It prioritizes privacy with 100% on-device storage and no data collection. Track accounts, assets, and liabilities to gain better financial control.

**Highlights:** Fast expense and income logging, Calendar view for daily spending, Powerful statistical charts, Net worth tracking, Budget setting and alerts, Multi-account management, On-device data storage

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| M Budget Pro | $14.99 | one-time |


## Frequently asked questions

### Is Pobi free?

Pobi is free to download, with in-app purchases available.

### Is M Budget free?

M Budget is free to download, with in-app purchases available.

### Which has better reviews, Pobi or M Budget?

Pobi and M Budget are both rated 5.0 out of 5 on the App Store, from 4 and 1 ratings respectively.

### Do Pobi or M Budget have ads?

Neither Pobi nor M Budget shows ads.

### Which is updated more often, Pobi or M Budget?

Pobi ships an update every 4 days, and M Budget every 2 weeks. Most recently, Pobi was updated on October 30, 2026 and M Budget on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*